Worcester County and Northborough Town property record for 140 Howard St, Northborough, MA 01532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,658 sqft · built 2002 |
| Lot Size | 1.59 acres (69,622 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Apr 2013) |
| Tax Bill | $15,883 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NBOR M:0440 L:0027 |
| Primary APN | NBOR M:0440 L:0027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,658 sqft Living Area |
| Gross Area | 6,842 sqft |
| 1st Floor Area | 1,754 sqft |
| Basement Area | 1,754 sqft |
| Unfinished Basement | 1,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 69,622 sqft (1.59 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 140 HOWARD ST |
|---|---|
| City | NORTHBOROUGH |
| State | MA |
| Zip | 01532-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 27 |
| Jurisdiction | NORTHBOROUGH MA |
| Township / Civil Division | NORTHBOROUGH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 740102 |
140 Howard St is owned and occupied by two individuals who bought it in April 2013.
Source: Worcester County and Northborough Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 HOWARD ST, NORTHBOROUGH, MA 01532-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2013 · Amount on File |
| Deed Sale | Apr 4, 2013 · Amount on File |
| Prior Sale | Jul 15, 2002 · Amount on File |
| Deed Book / Page | 50691 / 268 |
| Transfer Doc | 050691-268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHBOROUGH MA |
| Property Address | 140 HOWARD ST, NORTHBOROUGH, MA 01532-1317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62869-103 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 62869/103 |
| Instrument | 80552 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2025 |
The 2025 property tax bill for 140 Howard St was $15,883, up 8.5% from the year before.
Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Northborough Town |
| Elementary School District | Northborough School District (KG - 08) |
| Secondary School District | Northborough-Southborough School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,883.00 (+8.54%) | $1,114,600 (+8.77%) Land $288,200 Building $826,400 | $1,140,855 (+4.1%) |
| 2024 | $14,633.00 (+5.27%) | $1,024,700 (+9.03%) Land $237,000 Building $787,700 | $1,095,920 |
| 2023 | $13,900.00 | $939,800 Land $224,200 Building $715,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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