137 Howard St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 137 Howard St, Northborough, MA 01532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,451 sqft · built 1969
Lot Size	1.29 acres (56,554 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Sep 2023)
Tax Bill	$9,619 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NBOR M:0440 L:0053`

Property Details

APN / Parcel Number

Primary APN	`NBOR M:0440 L:0053`
Alternative APN	`M:056.0 B:0000 L:0013.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,451 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	1,241 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	56,554 sqft (1.29 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	137 HOWARD ST
City	NORTHBOROUGH
State	MA
Zip	01532-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	53
Jurisdiction	NORTHBOROUGH MA
Township / Civil Division	NORTHBOROUGH
Census Block Group	3
Census Block	3029
Census Tract	740101

Owner

137 Howard St is owned and occupied by two individuals who bought it in September 2023.

Source: Worcester County and Northborough Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
May 8, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	202377869
Deed Book / Page	69659 / 92
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	Sep 19, 2023
Property Address	137 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Document Number	0069659-92
Book / Page	69659 / 92
Instrument Date	Sep 19, 2023
Instrument	77869
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	137 HOWARD ST, NORTHBOROUGH, MA 01532-1316

Mortgage

Document Number	0000077870
Date	Sep 19, 2023
Instrument	77870

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHBOROUGH MA
Recording Date	May 8, 2020
Property Address	137 HOWARD ST, NORTHBOROUGH, MA 01532-1316
Document Number	62363-36
Book / Page	62363 / 36
Instrument Date	May 7, 2020
Instrument	47101
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HOWARD ST, NORTHBOROUGH, MA 01532-1316

Mortgage

Document Number	47102
Date	May 8, 2020
Instrument	47102

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 137 Howard St was $9,619, up 10.8% from the year before.

Source: Worcester County and Northborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Northborough Town
Elementary School District	Northborough School District (KG - 08)
Secondary School District	Northborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,619.00 (+10.77%)	$675,000 (+11%) Land $282,800 Building $392,200	$780,330 (+21.11%)
2024	$8,684.00 (+1.54%)	$608,100 (+5.17%) Land $233,400 Building $374,700	$644,290
2023	$8,552.00	$578,200 Land $220,600 Building $357,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHBOROUGH WATER DEPARTMENT (MWRA) serves 13,551 people · EPA ID MA2215000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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