140 High St, Apt 308, Westerly, RI 02891 Property Records

Westerly Town property record for 140 High St, Apt 308, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 359 sqft · built 1900
Owner	Individual Name on File
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:047 B:14 L:308`

Property Details

APN / Parcel Number

Primary APN	`M:047 B:14 L:308`
Alternative APNs	`WEST M:47 B:14 L:308` `7037575`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Units	33 Units
Stories	1 Story
Building Area	359 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	7037575
Street Address	140 HIGH ST, 308
City	WESTERLY
State	RI
Zip	02891-1866
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	14
Legal Lot Number	308
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5014
Census Tract	50801

Owner

140 High St, Apt 308 is owned and occupied by an individual.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	140 HIGH ST, 308, WESTERLY, RI 02891-1866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage WESTERLY COMMUNITY CU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	140 HIGH ST APT 308, 308, WESTERLY, RI 02891-1866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-3765
Date	Mar 6, 2017
Book Page	2017/3765
Instrument	915

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	140 HIGH ST APT 308, 308, WESTERLY, RI 02891-1866
Document Number	2020-4547
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 HIGH ST ST WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-4547
Date	Nov 9, 2020
Book Page	002020/024547
Instrument	5627

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 140 High St, Apt 308 was $1,004.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00	$129,000 Building $129,000	$210,008
2023	$1,002.00 (+0.6%)	$98,600 (-) Building $98,600
2022	$996.00	$98,600 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 High St, Apt 308 in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 High St, Apt 308 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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