140 High St, Apt 301, Westerly, RI 02891 Property Records

Westerly Town property record for 140 High St, Apt 301, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 846 sqft · built 1900
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2022)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Oct 2021 Refinance Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:047 B:14 L:301`

Property Details

APN / Parcel Number

Primary APN	`M:047 B:14 L:301`
Alternative APNs	`WEST M:47 B:14 L:301` `19353599`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	33 Units
Stories	1 Story
Building Area	846 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Flat
Roof Material	Tar & Gravel

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	19353599
Street Address	140 HIGH ST, 301
City	WESTERLY
State	RI
Zip	02891-1865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	14
Legal Lot Number	301
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	5
Census Block	5014
Census Tract	50801

Owner

140 High St, Apt 301 is owned and occupied by two individuals who bought it in April 2022.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 HIGH ST, 301, WESTERLY, RI 02891-1865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Apr 1, 2022	Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Aug 23, 2021	Deed, Transfer
Aug 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Book / Page	2022 / 6483
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	140 HIGH ST APT 301, 301, WESTERLY, RI 02891-1865
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-26318
Date	Oct 22, 2021
Book Page	2021/26318
Instrument	2021-5877

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 1, 2022
Property Address	140 HIGH ST APT 301, 301, WESTERLY, RI 02891-1865
Document Number	02022-6483
Book / Page	2022 / 6483
Instrument Date	Mar 30, 2022
Instrument	2022-1516
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 HIGH ST APT 301, 301, WESTERLY, RI 02891-1865

Mortgage

Document Number	0020221517
Date	Apr 1, 2022
Instrument	2022-1517

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 23, 2021
Property Address	140 HIGH ST APT 301, 301, WESTERLY, RI 02891-1865
Document Number	2021-21418
Book / Page	2021 / 21418
Instrument Date	Aug 13, 2021
Instrument	2021-4773
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 PINERIDGE RD, WHITE PLAINS, NY 10603-1126

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 23, 2021
Property Address	140 HIGH ST APT 301, 301, WESTERLY, RI 02891-1865
Document Number	2021-21429
Book / Page	2021 / 21429
Instrument Date	Aug 13, 2021
Instrument	2021-4775
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8738 SW MONTOVA WAY, PORT ST LUCIE, FL 34987-8707

Tax Assessment & Valuation

The 2025 property tax bill for 140 High St, Apt 301 was $2,081.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00	$267,500 Building $267,500	$286,758
2023	$1,804.00 (+0.56%)	$177,600 (-) Building $177,600
2022	$1,794.00	$177,600 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 High St, Apt 301 in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1979–2010)
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 High St, Apt 301 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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