Douglas County property record for 140 Ginger Cove Rd, Valley, NE 68064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,062 sqft · built 2009 |
| Lot Size | 0.245 acres (10,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Aug 2019) |
| Tax Bill | $9,679 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Aug 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R1141570582 |
| Primary APN | R1141570582 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,062 sqft Living Area |
| Basement Area | 932 sqft |
| Finished Basement | 550 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,710 sqft (0.245 acres) |
| Lot Dimensions | 126 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 1,017 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 784 sqft |
| Deck Area | 120 sqft |
| Patio Area | 91 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1141570582 |
|---|---|
| Street Address | 140 GINGER COVE RD |
| City | VALLEY |
| State | NE |
| Zip | 68064-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GINGER COVE ADD LOT 140 BLOCK 0 IRREG |
| Legal Subdivision | GINGER COVE ADD |
| Legal Lot Number | 140 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 7504 |
140 Ginger Cove Rd is owned and occupied by two individuals who bought it in August 2019.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit ACCESS BANK |
| Aug 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| May 15, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PENNYMAC |
| Aug 20, 2019 | Personal Representative Deed, Transfer · VA Mortgage DELMAR FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Prior Sale | Jul 14, 2003 · Amount on File |
| Deed Document Number | 2019066288 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Document Number | 0000013306 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024013306 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000078179 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022078179 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021625 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021021625 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 15, 2020 |
| Property Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Document Number | 0000046039 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 46039 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 GINGER COVE RD VALLEY NE 680643002, VALLEY, NE 68064-3002 |
| Document Number | 0000046039 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 46039 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 14, 2021 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 20, 2019 |
| Property Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Document Number | 0000066288 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019066288 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 GINGER COVE RD, VALLEY, NE 68064-3002 |
| Document Number | 0000066289 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2019066289 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $700,400 Land $64,200 Building $636,200 | $700,400 Land $64,200 Building $636,200 | |
| 2024 | $9,679.00 (+8.61%) | ||
| 2023 | $8,912.00 (+3.28%) | $556,000 Land $64,200 Building $491,800 | $556,000 Land $64,200 Building $491,800 |
| 2022 | $8,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Ginger Cove Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 179 units insured incl. 12 condo units |
| Nearby Flood Claims | 128 (1978–2024) |
| Claims Outside the SFHA | 3 of 128 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Ginger Cove Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 41% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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