137 Ginger Cove Rd, Valley, NE 68064 Property Records

Douglas County property record for 137 Ginger Cove Rd, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,410 sqft · built 1975
Lot Size	0.261 acres (11,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2019)
Tax Bill	$7,814 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R1141570576`

Property Details

APN / Parcel Number

Primary APN	`R1141570576`
Alternative APNs	`4157 0576 11` `1141570576`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,410 sqft Living Area
Basement Area	1,166 sqft
Finished Basement	1,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,375 sqft (0.261 acres)
Lot Dimensions	125 ft deep x 67.3 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	512 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Storage Building	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1141570576
Street Address	137 GINGER COVE RD
City	VALLEY
State	NE
Zip	68064-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GINGER COVE ADD LOT 137 BLOCK 0 IRREG
Legal Subdivision	GINGER COVE ADD
Legal Lot Number	137
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	1
Census Block	1010
Census Tract	7504

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20730 TIMBERLANE DR, ELKHORN, NE 68022-2117
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Dec 26, 2019	Warranty Deed, Transfer · Conventional with PMI VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Feb 20, 2013 · Amount on Record
Deed Document Number	2019114830
Deed Book / Page	2019 / 114830
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	137 GINGER COVE RD, VALLEY, NE 68064-3003
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020153221
Date	Dec 22, 2020
Instrument	2020153221

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Dec 26, 2019
Property Address	137 GINGER COVE RD, VALLEY, NE 68064-3003
Document Number	0000114830
Instrument Date	Dec 16, 2019
Instrument	114830
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	OMAHA NATIONAL TITLE, OMAHA NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 GINGER COVE RD VALLEY NE 680643003, VALLEY, NE 68064-3003

Mortgage

Document Number	114832
Date	Dec 26, 2019
Instrument	114832

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$583,400 (-) Land $67,500 Building $515,900	$583,400 (-) Land $67,500 Building $515,900
2024	$7,814.00 (-16.45%)
2023	$9,352.00 (+26.88%)	$583,400 Land $67,500 Building $515,900	$583,400 Land $67,500 Building $515,900
2022	$7,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 80% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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