140 Franklin Pl E, Apt 308, Lake Forest, IL 60045 Property Records

Lake County property record for 140 Franklin Pl E, Apt 308, Lake Forest, IL 60045

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 2,043 sqft · built 1974
Lot Size	0.035 acres (1,512 sqft)
Owner	2 Company Names on File
Tax Bill	$7,812 (2024)
Deeds & Mortgages	Sep 2023 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-28-108-212`

Property Details

APN / Parcel Number

Primary APN	`12-28-108-212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	35 Units
Stories	1 Story
Building Area	2,043 sqft Living Area
1st Floor Area	2,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	1,512 sqft (0.035 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	140 FRANKLIN PL E, 308
City	LAKE FOREST
State	IL
Zip	60045-1254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRYSTAL POINT OF LAKE FOREST UNIT 308 ALSO 3.79% INTEREST IN COMMON ELEMENTS IN CRYSTAL POINT CONDO NO.4 PER DOC 1656784 ,4618494,4631280,PT LOT 5
Legal Subdivision	LAKE FOREST
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1002
Census Tract	863500

Owner

140 Franklin Pl E, Apt 308 is owned by a company that acquired it in September 2023 and is owner-occupied.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	140 FRANKLIN PL E, 308, LAKE FOREST, IL 60045-1254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 18, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST COMPANY NA
Aug 15, 2018	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 12, 2023
Transfer Doc	0007997593
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Sep 25, 2023
Property Address	140 FRANKLIN PL E APT 308, 308, LAKE FOREST, IL 60045-1254
Document Number	0007997593
Map Reference	DOC 1455893
Instrument Date	Sep 21, 2023
Instrument	7997593
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	140 FRANKLIN PL E, LAKE FOREST, IL 60045-1273

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	140 FRANKLIN PL E APT 308, 308, LAKE FOREST, IL 60045-1254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007714149
Date	Nov 9, 2020
Instrument	7714149

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Nov 18, 2019
Property Address	140 FRANKLIN PL E APT 308, 308, LAKE FOREST, IL 60045-1254
Document Number	0007609752
Map Reference	DOC 1455893
Instrument Date	Oct 4, 2019
Instrument	7609752
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FRANKLIN PL E APT 308, 308, LAKE FOREST, IL 60045-1254

Mortgage

Document Number	0007609753
Date	Nov 18, 2019
Instrument	7609753

Lender

Name	BARRINGTON BANK & TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Aug 15, 2018
Property Address	140 FRANKLIN PL E APT 308, 308, LAKE FOREST, IL 60045-1254
Document Number	0007505910
Map Reference	DOC1455893
Instrument Date	Aug 3, 2018
Instrument	7505910
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE LAND TRUST COM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FRANKLIN PL E, LAKE FOREST, IL 60045-1273

Mortgage

Document Number	0007505911
Date	Aug 15, 2018
Instrument	7505911

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,198 Land $9,211 Building $142,987	$456,640 Land $27,636 Building $429,004
2024	$7,812.00 (+11%)
2023	$7,038.00 (+2.94%)	$135,178 (+5.97%) Land $8,181 Building $126,997	$405,574 (+5.97%) Land $24,545 Building $381,029
2022	$6,837.00	$127,567 Land $7,720 Building $119,847	$382,739 Land $23,162 Building $359,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Franklin Pl E, Apt 308 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 Franklin Pl E, Apt 308 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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