140 Franklin Pl E, Apt 105, Lake Forest, IL 60045 Property Records

Lake County property record for 140 Franklin Pl E, Apt 105, Lake Forest, IL 60045

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,528 sqft · built 1974
Lot Size	0.025 acres (1,089 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$6,293 (2024)
Deeds & Mortgages	Nov 2021 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-28-108-188`

Property Details

APN / Parcel Number

Primary APN	`12-28-108-188`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Units	35 Units
Stories	1 Story
Building Area	1,528 sqft Living Area
1st Floor Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	1,089 sqft (0.025 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 FRANKLIN PL E, 105
City	LAKE FOREST
State	IL
Zip	60045-1235
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CRYSTAL POINT OF LAKE FOREST UNIT 105 ALSO 2.73% INTEREST IN COMMON ELEMENTS IN CRYSTAL POINT CONDO NO.4 PER DOC 1656784 ,4618494,4631280,PT LOT 5
Legal Subdivision	LAKE FOREST
Legal Lot Number	5
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1002
Census Tract	863500

Owner

140 Franklin Pl E, Apt 105 is owned and occupied by an individual who bought it in November 2021.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	140 FRANKLIN PL E, 105, LAKE FOREST, IL 60045-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 26, 2021	Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	20217843113
Prior Transfer Date	Mar 27, 2012
Prior Transfer Doc	0006840457
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Nov 12, 2021
Property Address	140 FRANKLIN PL E APT 105, 105, LAKE FOREST, IL 60045-1235
Document Number	0007843113
Map Reference	DOC 1455893
Instrument Date	Oct 15, 2021
Instrument	7843113
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FRANKLIN PL E APT 105, 105, LAKE FOREST, IL 60045-1235

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	May 26, 2021
Property Address	140 FRANKLIN PL E APT 105, 105, LAKE FOREST, IL 60045-1235
Document Number	0007792641
Map Reference	DOC 1455893
Instrument Date	Apr 17, 2021
Instrument	7792641
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	PROPERTY TITLE, PROPER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FRANKLIN PL E APT 105, 105, LAKE FOREST, IL 60045-1235

Mortgage

Document Number	0007792642
Date	May 26, 2021
Instrument	7792642

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,603 Land $6,869 Building $111,734	$355,845 Land $20,609 Building $335,236
2024	$6,293.00 (+12.72%)
2023	$5,583.00 (+8.85%)	$105,340 (+5.97%) Land $6,101 Building $99,239	$316,052 (+5.97%) Land $18,305 Building $297,747
2022	$5,129.00	$99,408 Land $5,757 Building $93,651	$298,254 Land $17,273 Building $280,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 Franklin Pl E, Apt 105 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 140 Franklin Pl E, Apt 105 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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