1. Home
  2. Florida
  3. Franklin County
  4. Carrabelle
  5. Elder St

140 Elder St, Carrabelle, FL 32322 Property Records

Franklin County property record for 140 Elder St, Carrabelle, FL 32322 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,759 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$65,000 (2021)
Tax Bill$754.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-07S-04W-3139-0000-0220
Alternative APN
  • 04W07S12313900000220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,759 sqft Living Area
Gross Area1,915 sqft Gross Area
1st Floor1,759 sqft 1st Floor
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBungalow Style
Exterior MaterialConcrete Exterior
Construction TypeConcrete Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Garage TypeCarport Garage
Garage Area600 sqft Garage
CarportCarport
Carport Area600 sqft Carport
ViewGulf View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address140 ELDER ST
CityCARRABELLE
StateFL
Zip32322-2123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 GULF VIEW WOODS 1 AC OR 182/92 OR/188/69-70 OR/188/248 OR 396/343 778/671 787/116 1300/128 1301/749
Legal Range04W
Legal Township07S
Legal Section12
Legal SubdivisionGULF VIEW WOODS
Legal Lot Number22
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup1
Census Block1000
Census Tract970102

Owner

Source: Franklin County records · APN 12-07S-04W-3139-0000-0220

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address140 ELDER ST, CARRABELLE, FL 32322-2123
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
PRIME MERIDIAN BANK
Nov 07, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 13, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 10, 2021Warranty Deed, Transfer · Commercial Mortgage
PEOPLESSOUTH BANK
May 21, 2021Correction Deed
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Deed Doc Number20212904
Deed Book / Page1300 / 128
Prior Transfer DateApr 28, 2021
Prior Transfer Doc0019003224
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address140 ELDER ST, CARRABELLE, FL 32322-2123
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 GEORGIA DR, TIFTON, GA 31794-4216
InvestorPossibly a Property Investor

Mortgage

Document Number0019001525
DateMar 30, 2023
Book Page1360/77
Instrument202319001525
Lender
NamePRIME MERIDIAN BANK
TypeBank
AddressTALLAHASSEE, FL 32312
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change8.5%
Index52-Week T-Bill (1-Year)
Margin3
Max Rate11.5%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address140 ELDER ST, CARRABELLE, FL 32322-2123
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 ELDER ST, CARRABELLE, FL 32322-2123

Mortgage

Document Number0019005297
DateNov 07, 2024
Book Page1405/62
Instrument202419005297
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054
Interest

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateOct 13, 2025
Property Address140 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019004771
Book / Page1429 / 219
Instrument DateOct 08, 2025
Instrument202519004771
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address140 ELDER ST, CARRABELLE, FL 32322-2123

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 ELDER ST, CARRABELLE, FL 32322-2123

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMay 10, 2021
Property Address140 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019002904
Book / Page1300 / 128
Instrument DateApr 28, 2021
Instrument202119002904
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address406 CEDAR ST NE, STEINHATCHEE, FL 32359-9702

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 PHILLIP CAUSEY RD, DOERUN, GA 31744-4906
InvestorPossibly a Property Investor

Mortgage

Document Number0000000132
DateMay 10, 2021
Instrument1300/132
Lender
NamePEOPLESSOUTH BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueApr 28, 2036

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionFRANKLIN FL
Recording DateMay 21, 2021
Property Address140 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019003224
Book / Page1301 / 749
Instrument DateApr 28, 2021
Instrument202119003224
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address406 CEDAR ST NE, STEINHATCHEE, FL 32359-9702

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 PHILLIP CAUSEY RD, DOERUN, GA 31744-4906

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$754.00 (+62.5%)$419,782 (-12.81%) Land $38,000 Building $381,782$419,782 (-12.81%) Land $38,000 Building $381,782
2024$464.00 (+22.11%) Homeowner's exemption$481,484 (+1,167.06%) Land $38,000 Building $443,484$481,484 (+1,167.06%) Land $38,000 Building $443,484
2023$380.00 (-2.56%)$38,000 (-) Land $38,000$38,000 (-) Land $38,000
2022$390.00$38,000 Land $38,000$38,000 Land $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire LikelihoodAbout 1 in 538 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elder St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures