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128 Elder St, Carrabelle, FL 32322 Property Records

Franklin County property record for 128 Elder St, Carrabelle, FL 32322 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,326 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$36,000 (2020)
Tax Bill$2,588.00 (2025)

Property Details

APN / Parcel Number

Primary APN12-07S-04W-3139-0000-0200
Alternative APN
  • 04W07S12313900000200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,326 sqft Living Area
Gross Area1,530 sqft Gross Area
1st Floor1,326 sqft 1st Floor
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBungalow Style
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area43,560 sqft (1 acres)
Garage TypeCarport Garage
Garage Area615 sqft Garage
CarportCarport
Carport Area615 sqft Carport
ViewGulf View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address128 ELDER ST
CityCARRABELLE
StateFL
Zip32322-2123
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 GULF VIEW WOODS FKA THE EAST HALF OF LOTS 20 & 21 GULF VIEW WOODS OR 188/248 348/241 945/644 1162/88 1252/206 1259/564 1368/349
Legal Range04W
Legal Township07S
Legal Section12
Legal SubdivisionGULF VIEW WOODS
Legal Lot Number20,21
JurisdictionFRANKLIN FL
Minor Civil DivisionCARRABELLE
Census Blockgroup1
Census Block1000
Census Tract970102

Owner

Source: Franklin County records · APN 12-07S-04W-3139-0000-0200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address128 ELDER ST, CARRABELLE, FL 32322-2123
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIME MERIDIAN BANK
Jul 07, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 26, 2020Warranty Deed, Transfer
NOT AVAILABLE
Oct 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 05, 2019Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Prior SaleFeb 15, 2016 · Amount on Record
Deed Doc Number2020813
Deed Book / Page1259 / 564
Last Transfer DateJul 06, 2023
Transfer Doc0019003464
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address128 ELDER ST, CARRABELLE, FL 32322-2123
Transaction TypeMortgage
Record UpdatedJan 06, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address33 DEER TRL, GEORGETOWN, GA 39854-4009

Mortgage

Document Number0019006234
DateOct 04, 2021
Book Page1315/597
Instrument202119006234
Lender
NamePRIME MERIDIAN BANK
TypeBank
AddressTALLAHASSEE, FL 32312
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.99%
Index1-Year CMT
Margin3
Max Rate8.99%

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJul 07, 2023
Property Address128 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019003464
Book / Page1368 / 349
Instrument DateJul 06, 2023
Instrument202319003464
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address128 ELDER ST, CARRABELLE, FL 32322-2123

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 ELDER ST, CARRABELLE, FL 32322-2123

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 26, 2020
Property Address128 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019000813
Book / Page001259 / 000564
Instrument DateFeb 26, 2020
Instrument19000813
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$252.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address33 DEER TRL GEORGETOWN GA 398544009, GEORGETOWN, GA 39854-4009

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateOct 28, 2019
Property Address128 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019004857
Book / Page001252 / 000206
Instrument DateJul 24, 2019
Instrument19004857
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 TWIN PINES LN MAX MEADOWS VA 243603240, MAX MEADOWS, VA 24360-3240

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address128 ELDER ST, CARRABELLE, FL 32322-2123
Document Number0019000854
Instrument DateFeb 05, 2019
Transaction TypeMortgage
Record UpdatedMar 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address139 TWIN PINES LN MAX MEADOWS VA 243603240, MAX MEADOWS, VA 24360-3240

Mortgage

Document Number0019000854
DateMar 01, 2019
Book Page001236/000511
Instrument19000854
Lender
NameCENTENNIAL BK
TypeBank
AddressCARRABELLE, FL 32322
Agreement
Term36 Months
DueFeb 28, 2022

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,588.00 (-6.74%)$293,764 (-5.36%) Land $38,000 Building $255,764$293,764 (-20.57%) Land $38,000 Building $255,764
2024$2,775.00 (-0.75%) Homeowner's exemption$310,414 (+3%)$369,860 (+22.72%) Land $38,000 Building $331,860
2023$2,796.00 (+672.38%) Homeowner's exemption$301,373 (+693.09%) Land $38,000 Building $263,373$301,373 (+693.09%) Land $38,000 Building $263,373
2022$362.00$38,000 Land $38,000$38,000 Land $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire LikelihoodAbout 1 in 538 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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