140 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 140 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,017 sqft · built 1905
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$1,289 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5443-08-98-1785`

Property Details

APN / Parcel Number

Primary APN	`5443-08-98-1785`
Alternative APNs	`55-5443-08-98-1785` `55003525` `003525`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,017 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003525
Street Address	140 E MAIN ST
City	KUTZTOWN
State	PA
Zip	19530-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1048
Census Tract	14000

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 E MAIN ST, KUTZTOWN, PA 19530-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 17, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	202336676
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 12, 2023
Property Address	140 E MAIN ST, KUTZTOWN, PA 19530-1515
Document Number	0000036676
Instrument Date	Dec 8, 2023
Instrument	2023036676
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	140 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000036677
Date	Dec 12, 2023
Instrument	2023036677

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 17, 2019
Property Address	140 E MAIN ST, KUTZTOWN, PA 19530-1515
Document Number	0000035979
Instrument Date	Oct 11, 2019
Instrument	2019035979
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	WYOMISSING ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000035980
Date	Oct 17, 2019
Instrument	2019035980

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,289.00 (+7.69%)	$86,500 (-) Land $31,500 Building $55,000	$31,500 (-63.58%) Land $31,500
2024	$1,197.00 (-67.21%)	$86,500 (-) Land $31,500 Building $55,000
2023	$3,651.00	$86,500 Land $31,500 Building $55,000
1994			$86,500 Land $31,500 Building $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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