138 E Main St, Kutztown, PA 19530 Property Records

Berks County property record for 138 E Main St, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,730 sqft · built 1841
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual on Record
Last Sale	$158,000 (Feb 2014)
Tax Bill	$2,025 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5443-08-98-1763`

Property Details

APN / Parcel Number

Primary APN	`5443-08-98-1763`
Alternative APNs	`55-5443-08-98-1763` `55003520` `003520`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area

Exterior

Year Built	Built 1841
Effective Year Built	Effective 1841
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55003520
Street Address	138 E MAIN ST
City	KUTZTOWN
State	PA
Zip	19530-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	98
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	1
Census Block	1048
Census Tract	14000

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	20144794
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	0000043106
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000009540
Date	Apr 2, 2024
Instrument	2024009540

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	476 Months
Due	Dec 1, 2063

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000018312
Date	Jun 26, 2023
Instrument	2023018312

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 E MAIN ST, KUTZTOWN, PA 19530-1515

Mortgage

Document Number	0000008939
Date	Mar 3, 2022
Instrument	2022008939

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,025.00 (+7.71%) Homeowner's exemption	$135,800 (-) Land $36,800 Building $99,000	$36,800 (-72.9%) Land $36,800
2024	$1,880.00	$135,800 Land $36,800 Building $99,000
1994			$135,800 Land $36,800 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–2020)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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