138 E First St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 138 E First St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,300 sqft · built 2007
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Tax Bill	$6,442 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone VE (high risk)
APN	`258AH016`

Property Details

APN / Parcel Number

Primary APN	`258AH016`
Alternative APNs	`107518415534` `60174860`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,300 sqft Heated Area
Gross Area	4,108 sqft
1st Floor Area	1,662 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,492 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60174860
Street Address	138 E FIRST ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-16 B-8 S-B OIB PLAT 3/179-179A
Legal Block	8
Legal Lot Number	16
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	3
Census Block	3011
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	201 VILLAGE RD, SHALLOTTE, NC 28470-4441
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 19, 2019
Property Address	138 E FIRST ST, OCEAN ISLE BEACH, NC 28469
Document Number	0042320720
Book / Page	004232 / 000720
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	138 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469

Mortgage

Document Number	42320720
Date	Aug 19, 2019
Book Page	004232/000720

Lender

Name	BRANCH BK&TR
Type	Bank
Address	100 SHALLOTTE CROSSING PKWY, SHALLOTTE, NC 28470-1792

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,666,690 (-) Land $800,000 Building $866,690	$1,666,690 (-) Land $800,000 Building $866,690
2025	$6,442.00	$1,666,690 (-) Land $800,000 Building $866,690	$1,666,690 (-) Land $800,000 Building $866,690
2023		$1,666,690 Land $800,000 Building $866,690	$1,666,690 Land $800,000 Building $866,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 596 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	658 units insured incl. 62 condo units
Nearby Flood Claims	901 (1979–2022)
Claims Outside the SFHA	2 of 901
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Isaias, Aug 2020 · 124 claims Hurricane Matthew, Oct 2016 · 106 claims Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20