Sumter County property record for 140 Decoy Ct, Sumter, SC 29154 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,182 sqft · built 2019 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,500 (Oct 2021) |
| Tax Bill | $2,201 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-09-03-005 |
| Primary APN | 205-09-03-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,182 sqft Living Area |
| 1st Floor Area | 1,591 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Patio Area | 144 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27322 |
|---|---|
| Street Address | 140 DECOY CT |
| City | SUMTER |
| State | SC |
| Zip | 29154-4727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 0.22 AC |
| Legal Subdivision | ON A PLAT/WOOD RDG SUB |
| Legal Lot Number | 5 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1701 |
Source: Sumter County records · APN 205-09-03-005
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 04, 2021 | Deed, Transfer |
| Feb 15, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Prior Sale | Feb 15, 2019 · Amount on Record |
| Deed Document Number | 0012921782 |
| Deed Book / Page | 1292 / 1782 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0012781253 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 1278/1253 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 04, 2021 |
| Property Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Document Number | 0012921782 |
| Book / Page | 1292 / 1782 |
| Map Reference | MB PB2018 PG 23 |
| Instrument Date | Sep 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,108.15 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Feb 15, 2019 |
| Property Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Document Number | 0012524173 |
| Book / Page | 1252 / 4173 |
| Map Reference | MB PB 2018 PG 23 |
| Instrument Date | Feb 14, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $895.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 140 DECOY CT, SUMTER, SC 29154-4727 |
| Document Number | 0012524175 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 1252/4175 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,201.00 (-65.73%) | $11,520 (+0.09%) Land $1,200 Building $10,320 | $287,848 (-) Land $30,000 Building $257,848 |
| 2023 | $11,510 (-33.35%) Land $1,200 Building $10,310 | $287,848 (-) Land $30,000 Building $257,848 | |
| 2022 | $6,423.00 | $17,270 Land $1,800 Building $15,470 | $287,848 Land $30,000 Building $257,848 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force 13 of 16 on primary residences |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016, rainfall accumulation, Hurricane Matthew |
| Wildfire Risk | Moderate above 52% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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