130 Decoy Ct, Sumter, SC 29154 Property Records

Sumter County property record for 130 Decoy Ct, Sumter, SC 29154 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,357 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-09-03-004`

Property Details

APN / Parcel Number

Primary APN	`205-09-03-004`
Alternative APN	`27321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,357 sqft Living Area
1st Floor Area	1,797 sqft
Upper Floors Area	560 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27321
Street Address	130 DECOY CT
City	SUMTER
State	SC
Zip	29154-4727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 0.22 AC
Legal Subdivision	WOOD RDG SUB PH 1
Legal Lot Number	4
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2022
Census Tract	1701

Owner

Source: Sumter County records · APN 205-09-03-004

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	130 DECOY CT, SUMTER, SC 29154-4727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed, Transfer · Conventional Mortgage USAA FSB
Nov 17, 2020	Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	0001307850
Deed Book / Page	1307 / 850
Record Updated	Jun 08, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 27, 2022
Property Address	130 DECOY CT, SUMTER, SC 29154-4727
Document Number	0013070850
Book / Page	1307 / 850
Map Reference	MB PB2020 PG 140
Instrument Date	Sep 19, 2022
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 DECOY CT, SUMTER, SC 29154-4727

Mortgage

Document Number	0013070854
Date	Sep 27, 2022
Instrument	1307/0854

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 17, 2020
Property Address	130 DECOY CT, SUMTER, SC 29154-4727
Document Number	0012764036
Book / Page	1276 / 4036
Map Reference	MB PB2018 PG 23
Instrument Date	Nov 12, 2020
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DECOY CT, SUMTER, SC 29154-4727

Mortgage

Document Number	0012764039
Date	Nov 17, 2020
Instrument	1276/4039

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 18, 2019
Property Address	130 DECOY CT, SUMTER, SC 29154-4727
Document Number	0012563287
Book / Page	1256 / 3287
Map Reference	MB PB2018 PG 23
Instrument Date	Jun 17, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DECOY CT, SUMTER, SC 29154-4727

Mortgage

Document Number	0012563289
Date	Jun 18, 2019
Instrument	1256/3289

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (+12.27%)	$10,000 (-4.12%) Land $1,200 Building $8,800	$249,954 (-4.15%) Land $30,000 Building $219,954
2023		$10,430 (+11.55%) Land $1,200 Building $9,230	$260,776 (+11.56%) Land $30,000 Building $230,776
2022	$1,711.00	$9,350 Land $1,200 Building $8,150	$233,747 Land $30,000 Building $203,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850017012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016, rainfall accumulation, Hurricane Matthew

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 59% of South Carolina
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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