McMinn County property record for 140 Cunningham Dr, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,640 sqft · built 1995 |
| Lot Size | 1.25 acres (54,735 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,000 (Apr 2019) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054047F A 00300 |
| Primary APN | 054047F A 00300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,735 sqft |
| Lot Dimensions | 267 ft deep x 205 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 047F A 00300 00002047F |
|---|---|
| Street Address | 140 CUNNINGHAM DR |
| City | ATHENS |
| State | TN |
| Zip | 37303-1680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02 02 045I B 045I 00200 000, COUNTY AREA: D01 |
| Legal Subdivision | CUNNINGHAM ADD |
| Legal Lot Number | 30 2 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2135 |
| Census Tract | 970102 |
Source: McMinn County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 CUNNINGHAM DR, ATHENS, TN 37303-1680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on Record |
| Deed Sale | Apr 8, 2019 · Amount on Record |
| Prior Sale | Dec 9, 2009 · Amount on Record |
| Deed Document Number | 205143 |
| Deed Book / Page | 21T / 738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 140 CUNNINGHAM DR, ATHENS, TN 37303-1680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDEPENDENT T&E SVCS |
| Name | Verified Name |
|---|
| Document Number | 122375 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 1223/75 |
| Instrument | 221087 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 | $56,175 (-) Land $6,000 Building $50,175 | |
| 2024 | $1,174.00 | $56,175 (-) Land $6,000 Building $50,175 | |
| 2023 | $1,174.00 (+10.44%) | $56,175 (+52.96%) Land $6,000 Building $50,175 | $224,700 (+52.96%) Land $24,000 Building $200,700 |
| 2022 | $1,063.00 | $36,725 Land $6,000 Building $30,725 | $146,900 Land $24,000 Building $122,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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