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140 Circle Dr, Berea, KY 40403 Property Records

Madison County property record for 140 Circle Dr, Berea, KY 40403 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,080 sqft · built 1966
OwnerIndividual Name on File
Last Sale$285,000 (Oct 2024)
Tax Bill$2,687 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB008-0014-0001

Property Details

APN / Parcel Number

Primary APNB008-0014-0001
Alternative APNs
  • 107199
  • 144528
  • 55487

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,080 sqft Living Area

Exterior

Year BuiltBuilt 1966
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number55487
Street Address140 CIRCLE DR
CityBEREA
StateKY
Zip40403-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNTAIN VIEW LOT 114
Legal SubdivisionMOUNTAIN VIEW
Legal Lot Number114
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3005
Census Tract11202

Owner

Source: Madison County records · APN B008-0014-0001

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address140 CIRCLE DR, BEREA, KY 40403-1007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 17, 2021Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2024 · Amount on Record
Deed SaleOct 25, 2024 · Amount on Record
Prior SaleAug 17, 2021 · Amount on Record
Deed Document Number2014228632
Deed Book / PageD859 / 116
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address140 CIRCLE DR, BEREA, KY 40403-1007
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M2029/174
DateMar 04, 2021
Book PageM2029/174
Instrument2014030741
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Address4822
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2051

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 17, 2021
Property Address140 CIRCLE DR, BEREA, KY 40403-1007
Document Number000D810/92
Book / PageD810 / 92
Map ReferenceMB 3 PG 181
Instrument DateAug 13, 2021
Instrument2014048673
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1856 APACHE WAY, CLARKSVILLE, TN 37042-0718

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CIRCLE DR, BEREA, KY 40403-1007

Mortgage

Document Number2014048677
DateAug 17, 2021
Instrument2014048677
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,687.00 (+25.97%) Additional exemption filed$285,000 (+29.6%)$285,000 (+29.6%)
2023$2,133.00$219,900$219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 67% of Kentucky
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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