140 Chamberlain Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 140 Chamberlain Ave, El Cajon, CA 92020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,301 sqft · built 1965
Lot Size0.122 acres (5,300 sqft)
OwnerIndividual Name on File
Last Sale$790,000 (May 2025)
Tax Bill$4,642 (2025)
Deeds & MortgagesMay 2026 Mortgage
Dec 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN488-272-07-00

Property Details

APN / Parcel Number

Primary APN488-272-07-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,301 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area5,300 sqft (0.122 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address140 CHAMBERLAIN AVE
CityEL CAJON
StateCA
Zip92020-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 5 LOT 7 (EX ST)E H OF TR 000997
Legal SubdivisionSMITH & HUBBELLS ADD
Legal Tract000997
Legal Block5
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2012
Census Tract15802

Owner

Source: San Diego County records · APN 488-272-07-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Dec 12, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 07, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jul 09, 2018Grant Deed, Transfer · Conventional with PMI
EXCEL REALTY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleJul 09, 2018 · Amount on Record
Deed Document Number2025132009
Prior Transfer DateSep 06, 2022
Prior Transfer Doc0000464542
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 20, 2026
Property Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107
Document Number0000143798
Instrument DateMay 14, 2026
Instrument2026143798
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107

Mortgage

Document Number0000143798,
DateMay 20, 2026
Instrument2026143798
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2055
Interest
Rate6.3%
Max Rate-1%

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2022
Property Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107
Document Number0000464542
Map ReferenceMAP 997
Instrument DateSep 06, 2022
Instrument2022-0464542
Transaction TypeTransfer
Record UpdatedDec 20, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107

Mortgage

Document Number0000464543
DateDec 12, 2022
Instrument2022-0464543
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueOct 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107
Document Number0000473193
Instrument DateJul 07, 2020
Transaction TypeMortgage
Record UpdatedSep 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CHAMBERLAIN AVE EL CAJON CA 920205107, EL CAJON, CA 92020-5107

Mortgage

Document Number0000473193
DateAug 21, 2020
Instrument473193
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 09, 2018
Property Address140 CHAMBERLAIN AVE, EL CAJON, CA 92020-5107
Document Number0000278631
Instrument DateJun 19, 2018
Instrument278631
Transaction TypeTransfer
Record UpdatedJul 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$506.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CHAMBERLAIN AVE EL CAJON CA 920205107, EL CAJON, CA 92020-5107

Mortgage

Document Number278632
DateJul 09, 2018
Instrument278632
Lender
NameEXCEL REALTY INC
Address8300 SIERRA COLLEGE BLVD # A, ROSEVILLE, CA 95661-9400
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 08, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$805,799 (+57.04%) Land $390,687 Building $415,112
2025$4,642.00 (+2.11%)$513,132 (+4.04%) Land $248,789 Building $264,343
2023$4,546.00 (-12.05%)$493,208 Land $239,129 Building $254,079
2022$5,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730158022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1980)
Most Recent ClaimFeb 1980, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 618 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wyyerd Group, AT&T, T-Mobile USA, California Internet, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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