715 Chamberlain Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 715 Chamberlain Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1.5 ba · 902 sqft · built 1982
Lot Size	0.198 acres (8,630 sqft)
Owner	Company Name on Record
Last Sale	$989,000 (Jun 2020)
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-531-19-02`

Property Details

APN / Parcel Number

Primary APN	`487-531-19-02`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	902 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Multi-Family
Lot Area	8,630 sqft (0.198 acres)

Location & Zoning

Street Address	715 CHAMBERLAIN AVE
City	EL CAJON
State	CA
Zip	92020-4903
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 2 PER DOC81-145811&UND INT IN TR 009750
Legal Subdivision	PALOS VERDE TERRACE
Legal Tract	009750
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	713 CHAMBERLAIN AVE, EL CAJON, CA 92020-4903
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage FAY SERVICING LLC
Jun 3, 2020	Grant Deed, Transfer · Commercial Mortgage COMMUNITY COMMERCE BANK
Jan 13, 2017	Deed of Trust, Mortgage ANDERSEN ELLEN 2008 TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Mar 6, 2013 · Amount on Record
Deed Document Number	2020284348
Prior Transfer Date	Jun 24, 1994
Prior Transfer Doc	0000411415
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	715 CHAMBERLAIN AVE, EL CAJON, CA 92020-4903
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563368
Date	Aug 9, 2021
Instrument	2021-0563368

Lender

Name	FAY SERVICING LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 3, 2020
Property Address	715 CHAMBERLAIN AVE, EL CAJON, CA 92020-4903
Document Number	0000284348
Map Reference	MAP 9750
Instrument Date	Feb 10, 2020
Instrument	2020-0284348
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 CHAMBERLAIN AVE # 719, 719, EL CAJON, CA 92020-4903

Mortgage

Document Number	0000284349
Date	Jun 3, 2020
Instrument	2020-0284349

Lender

Name	COMMUNITY COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 15, 2050

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000284351
Date	Jun 3, 2020
Instrument	2020-0284351

Lender

Name	DONALD J LECHIEN
Type	Private Party
Address	10334 HITCHING POST WAY, SANTEE, CA 92071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	715 CHAMBERLAIN AVE, EL CAJON, CA 92020-4903
Document Number	0000041920
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10334 HITCHING POST WAY SANTEE CA 920711657, SANTEE, CA 92071-1657

Mortgage

Document Number	0000041920
Date	Jan 26, 2017
Instrument	41920

Lender

Name	ANDERSEN ELLEN 2008 TRUST (PT)
Address	3710 PASEO OROZCO, LA MESA, CA 91941-7341

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,834 (+2%) Land $128,282 Building $140,552
2025	$3,963.00 (+7.22%)	$263,564 (+4.04%) Land $125,767 Building $137,797
2024	$3,696.00 (+2.18%)
2023	$3,617.00 (+1.74%)	$253,332 Land $120,884 Building $132,448
2022	$3,555.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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