140 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 140 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 7,557 sqft · built 1875
Lot Size	0.331 acres (14,418 sqft)
Owner	Company Name on Record
Tax Bill	$18,546 (2026)
Deeds & Mortgages	Jan 2024 Transfer Apr 2022 Mortgage + 1 more
APN	`7789-22-9321`

Property Details

APN / Parcel Number

Primary APN	`7789-22-9321`
Alternative APNs	`0535` `535`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,557 sqft Living Area
1st Floor Area	3,878 sqft
Basement Area	2,400 sqft
Unfinished Basement	2,400 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Custom Design
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	199 ft deep x 83 ft wide
Terrain	Rolling
Garage Type	Built-in

Exterior Amenities

Pool Area	627 sqft
Porch	Porch
Porch Area	1,006 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 240-A BL 54-140
Legal Lot Number	240
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

Source: Fredericksburg City records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Intrafamily Transfer, Transfer
Apr 19, 2022	Deed of Trust, Mortgage · ARM FIRST SAVINGS MORTGAGE CORPORATION
Apr 21, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2024
Transfer Doc	0000000156
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Jan 30, 2024
Property Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Document Number	0202400161
Instrument Date	Jan 29, 2024
Instrument	202400161
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201178
Date	Apr 19, 2022
Instrument	202201178

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	6 Months

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Apr 21, 2021
Property Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104
Document Number	202101513
Instrument Date	Mar 3, 2021
Instrument	202101513
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CAROLINE ST, FREDERICKSBURG, VA 22401-6104

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,546.00 (-3.56%)	$2,289,700 (+5.97%) Land $370,000 Building $1,919,700	$2,289,700 (+5.97%) Land $370,000 Building $1,919,700
2024	$19,231.00	$2,160,800 Land $320,000 Building $1,840,800	$2,160,800 Land $320,000 Building $1,840,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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