133 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 133 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 6,920 sqft · built 1786
Lot Size	0.932 acres (40,598 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,990 (2026)
Deeds & Mortgages	Nov 2020 Refinance Nov 2020 Line of Credit + 1 more
APN	`7789-32-1359`

Property Details

APN / Parcel Number

Primary APN	`7789-32-1359`
Alternative APNs	`0538` `538`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,920 sqft Living Area
1st Floor Area	9,832 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1786
Architectural Style	Georgian
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	40,598 sqft (0.932 acres)
Terrain	Rolling
Porch	Porch
Porch Area	238 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	538
Old Parcel Number	0538
Street Address	133 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LTS 249 250 259 & 260 BL 55-
Legal Subdivision	SENTRY BX PROP
Legal Block	55
Legal Lot Number	249 250
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3000
Census Tract	400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Sentry Box listed 1992 · 2 contributing resources · NRIS 90002135

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC UNION BANK
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
May 25, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	133 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003558
Date	Nov 16, 2020
Instrument	202003558

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	133 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003638
Date	Nov 23, 2020
Instrument	202003638

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	133 CAROLINE ST, FREDERICKSBURG, VA 22401-6103
Document Number	180001110
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180001110
Date	Jun 1, 2018
Instrument	1110

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,990.00 (-6.3%)	$2,344,500 (+2.96%) Land $825,000 Building $1,519,500	$2,344,500 (+2.96%) Land $825,000 Building $1,519,500
2024	$20,267.00	$2,277,200 Land $825,000 Building $1,452,200	$2,277,200 Land $825,000 Building $1,452,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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