140 Cari Ln, Matthews, NC 28104 Property Records

Union County property record for 140 Cari Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,632 sqft · built 1979
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Mar 2002)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-117-062`

Property Details

APN / Parcel Number

Primary APN	`06-117-062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	113,692 sqft (2.61 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	140 CARI LN
City	MATTHEWS
State	NC
Zip	28104-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#38 MANDY'S PLANTATION SEC2 140 CARI LN
Legal Subdivision	MANDYS PLANTATION
Legal Lot Number	38
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1014
Census Tract	21019

Owner

140 Cari Ln is owned and occupied by two individuals who bought it in March 2002.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 CARI LN, MATTHEWS, NC 28104-7709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ANDREWS FCU
Feb 20, 2017	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Feb 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2002 · Amount on File
Deed Sale	Mar 28, 2002 · Amount on File
Deed Document Number	200212607
Deed Book / Page	1791 / 456
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	140 CARI LN, MATTHEWS, NC 28104-7709
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008559696
Date	Aug 30, 2022
Book Page	8559/696
Instrument	30584

Lender

Name	ANDREWS FCU
Type	Credit Union
Address	SUITLAND, MD 20746

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	140 CARI LN, WEDDINGTON, NC 28104-7709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6879200
Date	Feb 20, 2017
Book Page	6879/200
Instrument	0004640

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	140 CARI LN, WEDDINGTON, NC 28104-7709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6879190
Date	Feb 20, 2017
Book Page	6879/190
Instrument	0004639

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	140 CARI LN, WEDDINGTON, NC 28104-7709
Document Number	7918888
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 CARI LN MATTHEWS NC 281047709, MATTHEWS, NC 28104-7709

Mortgage

Document Number	7918888
Date	Dec 14, 2020
Book Page	007918/000888
Instrument	51851

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 13, 2040

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	140 CARI LN, WEDDINGTON, NC 28104-7709
Document Number	7918878
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 CARI LN MATTHEWS NC 281047709, MATTHEWS, NC 28104-7709

Mortgage

Document Number	7918878
Date	Dec 14, 2020
Book Page	007918/000878
Instrument	51850

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 140 Cari Ln was $2,946.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,800 (-) Land $148,900 Building $440,900	$589,800 (-) Land $148,900 Building $440,900
2025	$2,946.00	$589,800 Land $148,900 Building $440,900	$589,800 Land $148,900 Building $440,900
2023	$2,326.00	$367,500 Land $78,500 Building $289,000	$367,500 Land $78,500 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Cari Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Cari Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Windstream.

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