Union County property record for 121 Cari Ln, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,753 sqft · built 1986 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-090-022 |
| Primary APN | 06-090-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,753 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Type | Detached |
| Garage Area | 880 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 138 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 121 CARI LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | 6 MANDY'S PLANTATION II 121 CARI LN |
| Legal Subdivision | MANDYS PLANTATION |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21019 |
121 Cari Ln is owned by a company that acquired it in March 2026.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Intrafamily Transfer, Transfer |
| Feb 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Feb 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 0000008435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 30, 2026 |
| Property Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Document Number | 0009338533 |
| Book / Page | 9338 / 533 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 8435 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Document Number | 758420 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 121 CARI LN MATTHEWS NC 281047708, MATTHEWS, NC 28104-7708 |
| Document Number | 758420 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 007584/000020 |
| Instrument | 4777 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 121 CARI LN, MATTHEWS, NC 28104-7708 |
| Document Number | 75846 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 121 CARI LN MATTHEWS NC 281047708, MATTHEWS, NC 28104-7708 |
| Document Number | 75846 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 007584/000006 |
| Instrument | 4776 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1044 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
The 2025 property tax bill for 121 Cari Ln was $3,320.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,600 (-) Land $128,600 Building $536,000 | $664,600 (-) Land $128,600 Building $536,000 | |
| 2025 | $3,320.00 | $664,600 Land $128,600 Building $536,000 | $664,600 Land $128,600 Building $536,000 |
| 2023 | $2,600.00 | $410,800 Land $66,300 Building $344,500 | $410,800 Land $66,300 Building $344,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Cari Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Cari Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber, Windstream.
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