140 Boulder Brook Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 140 Boulder Brook Dr, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,781 sqft · built 1991
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on File
Last Sale	$1,035,000 (Aug 2022)
Tax Bill	$12,927 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`081-021-15`

Property Details

APN / Parcel Number

Primary APN	`081-021-15`
Alternative APN	`081-021-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,781 sqft Living Area
Gross Area	2,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,640 sqft (0.382 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Deck Area	320 sqft
Patio Area	320 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	140 BOULDER BROOK DR
City	BOULDER CREEK
State	CA
Zip	95006-9291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	LOT 1
Legal Subdivision	BOULDER BROOK 04
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3007
Census Tract	120400

Owner

140 Boulder Brook Dr is owned and occupied by an individual who bought it in August 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jul 12, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 26, 2022	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 14, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Sep 25, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 24, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Jul 14, 2021 · Amount on File
Deed Document Number	202224390
Prior Transfer Date	Feb 4, 2004
Prior Transfer Doc	0000008770
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291

Mortgage

Document Number	0000019616
Date	Sep 17, 2025
Instrument	2025-0019616

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 JEFFERSON AVE, REDWOOD CITY, CA 94062-2005

Mortgage

Document Number	0000012701
Date	Jul 12, 2023
Instrument	2023-0012701

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	362 Months
Due	Sep 1, 2053

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2022
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Document Number	0000024390
Map Reference	VOL 24 PG 27
Instrument Date	Aug 19, 2022
Instrument	2022-0024390
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,138.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291

Mortgage

Document Number	0000024391
Date	Aug 26, 2022
Instrument	2022-0024391

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 14, 2021
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Document Number	0000037579
Map Reference	VOL 24 PG 27
Instrument Date	Jul 8, 2021
Instrument	2021-0037579
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291

Mortgage

Document Number	0000037580
Date	Jul 14, 2021
Instrument	2021-0037580

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	140 BOULDER BROOK DR BOULDER CREEK CA 950069291, BOULDER CREEK, CA 95006-9291

Mortgage

Document Number	2734
Date	Jan 24, 2020
Instrument	2734

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2019
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Document Number	0000028981
Instrument Date	Sep 19, 2019
Instrument	28981
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$873.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	160 HAPPY ACRES RD LOS GATOS CA 950325704, LOS GATOS, CA 95032-5704

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2017
Property Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291
Document Number	0000024143
Map Reference	MAP24 PG27
Instrument Date	Jul 10, 2017
Instrument	2017-0024143
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	140 BOULDER BROOK DR, BOULDER CREEK, CA 95006-9291

Mortgage

Document Number	0000024144
Date	Jul 24, 2017
Instrument	2017-0024144

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	0000024145
Date	Jul 24, 2017
Instrument	2017-0024145

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 140 Boulder Brook Dr was $12,927.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,350 (+2%) Land $746,878 Building $351,472
2025	$12,927.00	$1,076,814 Land $732,234 Building $344,580
2023	$12,437.00 (+18.82%)	$1,035,000 Land $703,800 Building $331,200	$908,370
2022	$10,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Boulder Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	18 (1982–2023)
Claims Outside the SFHA	12 of 18
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Boulder Brook Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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