Gallatin County property record for 140 Bluffside Dr, Sparta, KY 41086 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 2000 |
| Lot Size | 0.717 acres (31,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Oct 2017) |
| Tax Bill | $2,427 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Oct 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 9-SVE-047&048 |
| Primary APN | 9-SVE-047&048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Basement Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,276 sqft (0.717 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,224 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 1,076 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 5616-1 |
|---|---|
| Street Address | 140 BLUFFSIDE DR |
| City | SPARTA |
| State | KY |
| Zip | 41086-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 47 & 48 SCENIC VIEW EST |
| Legal Subdivision | SCENIC VIEW ESTATE |
| Legal Lot Number | 47,48 |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960104 |
Source: Gallatin County records · APN 9-SVE-047&048
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 140 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · VA Mortgage CENTURY LENDING CO |
| Oct 31, 2017 | Deed, Transfer LIMESTONE TITLE, LIMESTONE T&E LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2017 · Amount on Record |
| Deed Sale | Oct 31, 2017 · Amount on Record |
| Prior Sale | Jun 05, 2009 · Amount on Record |
| Deed Document Number | 71358 |
| Deed Book / Page | D125 / 464 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN KY |
| Property Address | 140 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 000M231/20 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | M231/20 |
| Instrument | 71359 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Address | LOUISVILLE, KY 40223 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Oct 31, 2017 |
| Property Address | 140 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Document Number | 00D125/464 |
| Book / Page | D125 / 464 |
| Map Reference | PL A26 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 71358 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | LIMESTONE TITLE, LIMESTONE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $258.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 HILLANDALE RD, 457, SANDERS, KY 41083-9806 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 140 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Investor | Possibly a Property Investor |
Source: Gallatin County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Unified School District | Gallatin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,427.00 (-2.14%) Homeowner's exemption | $258,000 (-) Land $33,000 Building $225,000 | $258,000 (-) Land $33,000 Building $225,000 |
| 2023 | $2,480.00 Homeowner's exemption | $258,000 Land $33,000 Building $225,000 | $258,000 Land $33,000 Building $225,000 |
Source: FEMA National Flood Hazard Layer, Gallatin County (21077C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210779601043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 30 individual NFIP policies nearby |
| Nearby Flood Policies | 30 in force 19 of 30 on primary residences |
| Nearby Flood Claims | 13 (2018–2025) |
| Most Recent Claim | Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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