Gallatin County property record for 138 Bluffside Dr, Sparta, KY 41086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 2,500 sqft · built 2021 |
| Lot Size | 0.596 acres (25,962 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jul 2019) |
| Tax Bill | $3,380 (2025) |
| Deeds & Mortgages | Nov 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 9-SVE-045&046 |
| Primary APN | 9-SVE-045&046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,500 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,962 sqft (0.596 acres) |
| Garage Area | 1,200 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 6622-1 |
|---|---|
| Street Address | 138 BLUFFSIDE DR |
| City | SPARTA |
| State | KY |
| Zip | 41086-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOTS 45 & 46 SCENIC VIEW EST |
| Legal Subdivision | SCENIC VIEW ESTATE |
| Legal Lot Number | 45,46 |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960104 |
Source: Gallatin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 138 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Nov 18, 2020 |
| Property Address | 138 BLUFFSIDE DR, SPARTA, KY 41086-8896 |
| Document Number | 00D132/525 |
| Book / Page | D132 / 525 |
| Map Reference | SL A26 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 77499 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2366 TREETOP LN, HEBRON, KY 41048-7229 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 682 S FAIRVIEW AVE, ELMHURST, IL 60126-4213 |
Source: Gallatin County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Unified School District | Gallatin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,000 (-) Land $40,000 Building $300,000 | $340,000 (-) Land $40,000 Building $300,000 | |
| 2025 | $3,380.00 (-1.77%) Homeowner's exemption | $340,000 (-) Land $40,000 Building $300,000 | $340,000 (-) Land $40,000 Building $300,000 |
| 2023 | $3,441.00 Homeowner's exemption | $340,000 Land $40,000 Building $300,000 | $340,000 Land $40,000 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 13 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN COUNTY WATER DISTRICT serves 5,860 people · EPA ID KY0390130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | CARROLL CO WATER DISTRICT #1 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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