Middlesex County and Dracut Town property record for 140 Black Oak Ln, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,446 sqft · built 1985 |
| Lot Size | 0.869 acres (37,860 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,616 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 518813 |
| Primary APN | 518813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,446 sqft Living Area |
| Gross Area | 7,291 sqft |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,860 sqft (0.869 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 518813 |
|---|---|
| Street Address | 140 BLACK OAK LN |
| City | DRACUT |
| State | MA |
| Zip | 01826-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | BLACK OAK ESTATES |
| Legal Block | 128 |
| Legal Lot Number | 11 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 314200 |
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 BLACK OAK LN, DRACUT, MA 01826-1300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 16, 2019 | Deed of Trust, Mortgage · Balloon Mortgage ENTERPRISE BANK & TRUST CO |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARIETTA M PAQUETTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2011 |
| Deed Sale | May 20, 2011 |
| Prior Sale | Oct 11, 1985 · Amount on Record |
| Deed Document Number | 20112 |
| Deed Book / Page | 24980 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 140 BLACK OAK LN, DRACUT, MA 01826-1300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32894-11 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 32894/11 |
| Instrument | 13457 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 140 BLACK OAK LN, DRACUT, MA 01826-1300 |
| Document Number | 34799-235 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 140 BLACK OAK LN DRACUT MA 018261300, DRACUT, MA 01826-1300 |
| Document Number | 34799-235 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 034799/000235 |
| Instrument | 52931 |
| Name | MARIETTA M PAQUETTE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,616.00 (+2.87%) | $891,000 (+7.65%) Land $271,800 Building $619,200 | $883,025 (-) |
| 2025 | $8,376.00 (+3.13%) | $827,700 (+6.5%) Land $249,300 Building $578,400 | $883,025 (+5.83%) |
| 2024 | $8,122.00 (+0.51%) | $777,200 (+11.38%) Land $237,500 Building $539,700 | $834,385 |
| 2023 | $8,081.00 | $697,800 Land $206,500 Building $491,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures