Middlesex County and Dracut Town property record for 111 Black Oak Ln, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 1985 |
| Lot Size | 0.921 acres (40,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,899 (2026) |
| Deeds & Mortgages | Feb 2024 Transfer Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 519319 |
| Primary APN | 519319 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 4,068 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,100 sqft (0.921 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 519319 |
|---|---|
| Street Address | 111 BLACK OAK LN |
| City | DRACUT |
| State | MA |
| Zip | 01826-1365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 128 |
| Legal Lot Number | 16 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 314200 |
111 Black Oak Ln is owned by two individuals who acquired it in February 2024.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CIDER LN, DRACUT, MA 01826-1553 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 20, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 19, 2019 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 038332-215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Feb 20, 2024 |
| Property Address | 111 BLACK OAK LN, DRACUT, MA 01826-1365 |
| Document Number | 038332-215 |
| Book / Page | 38332 / 215 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 4176 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11 CIDER LN, DRACUT, MA 01826-1553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 111 BLACK OAK LN, DRACUT, MA 01826-1365 |
| Document Number | 33428-206 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 111 BLACK OAK LN DRACUT MA 018261365, DRACUT, MA 01826-1365 |
| Document Number | 33428-206 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 033428/000206 |
| Instrument | 43690 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 6, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 111 Black Oak Ln was $6,899, up 1.4% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,899.00 (+1.43%) | $713,400 (+6.14%) Land $274,400 Building $439,000 | $737,865 (-) |
| 2025 | $6,802.00 (+2.67%) | $672,100 (+6.01%) Land $251,700 Building $420,400 | $737,865 (+7.03%) |
| 2024 | $6,625.00 (+0.91%) | $634,000 (+11.84%) Land $239,800 Building $394,200 | $689,415 |
| 2023 | $6,565.00 | $566,900 Land $208,600 Building $358,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Black Oak Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Black Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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