DeSoto County property record for 140 Banks Cv, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,977 sqft · built 1994 |
| Lot Size | 0.841 acres (36,634 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,701 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-07-06-0-00027-00 |
| Primary APN | 3-07-3-07-06-0-00027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,977 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 36,634 sqft (0.841 acres) |
| Lot Dimensions | 185 ft deep x 68 ft wide |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 520 sqft |
| Street Address | 140 BANKS CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT PLEASANT HEIGHTS S-D SEC D LOT 27 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 07 |
| Legal Subdivision | MT PLEASANT HEIGHTS |
| Legal Lot Number | 27 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-07-3-07-06-0-00027-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Aug 11, 2020 | Warranty Deed, Transfer RONNIE HOPKINS ETUX |
| Jun 06, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 |
| Deed Sale | Aug 11, 2020 |
| Prior Sale | Jun 06, 2019 |
| Deed Document Number | 0000928270 |
| Deed Book / Page | 928 / 270 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Document Number | 5662/60620 |
|---|---|
| Date | Jun 19, 2025 |
| Book Page | 5662/60620 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 11, 2020 |
| Property Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Document Number | 000928/270 |
| Book / Page | 928 / 270 |
| Map Reference | MB 18 PG 35 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | LEMHI TITLE COMPANY, MEMPHIS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Investor | Possibly a Property Investor |
| Document Number | 0005012462 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 5012/462 |
| Name | RONNIE HOPKINS ETUX |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 06, 2019 |
| Property Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Document Number | 000889/726 |
| Book / Page | 0889 / 726 |
| Map Reference | MB 18 PG 35 |
| Instrument Date | Jun 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 BANKS CV, HERNANDO, MS 38632-1616 |
| Name | Verified Name |
|---|---|
| Address | 3889 HORN LAKE RD, NESBIT, MS 38651-9487 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,701.00 (+18.74%) | $34,346 (+39.43%) Land $2,500 Building $31,846 | $343,462 (+39.43%) Land $25,000 Building $318,462 |
| 2023 | $3,117.00 | $24,634 | $246,339 Land $25,000 Building $221,339 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 21% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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