110 Banks Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 110 Banks Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,267 sqft · built 1989
Lot Size	0.825 acres (35,976 sqft)
Owner	Individual Name on File
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-06-0-00026-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-06-0-00026-00`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,267 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	35,976 sqft (0.825 acres)
Lot Dimensions	280 ft deep x 160 ft wide
Pool Area	512 sqft
Patio Area	448 sqft

Location & Zoning

Street Address	110 BANKS CV
City	HERNANDO
State	MS
Zip	38632-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT PLEASANT HEIGHTS S-D SEC D LOT 26
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	MT PLEASANT HEIGHTS
Legal Lot Number	26
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-06-0-00026-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	110 BANKS CV, HERNANDO, MS 38632-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTH FINANCIAL CU
Jul 03, 2019	Warranty Deed, Transfer · Conventional Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2019
Deed Sale	Jul 03, 2019
Prior Sale	Jul 06, 2016
Deed Document Number	0000892414
Deed Book / Page	0892 / 414
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	110 BANKS CV, HERNANDO, MS 38632-1616
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	LINEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170919010275160
Date	Sep 28, 2017
Instrument	20170919010275160

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2032

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	110 BANKS CV, HERNANDO, MS 38632-1616
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BANKS CV, HERNANDO, MS 38632-1616

Mortgage

Document Number	005200/455
Date	Mar 30, 2021
Book Page	5200/455

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	MEMPHIS, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 03, 2019
Property Address	110 BANKS CV, HERNANDO, MS 38632-1616
Document Number	000892/414
Book / Page	0892 / 414
Map Reference	MB 18 PG 35
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 FRANCONIAN DR E, 532, FRANKENMUTH, MI 48734-1004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 BANKS CV, HERNANDO, MS 38632-1616

Mortgage

Document Number	0004756276
Date	Jul 03, 2019
Instrument	4756/276

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,281.00 (+22.24%)	$30,746 (+42.94%) Land $2,500 Building $28,246	$307,457 (+42.94%) Land $25,000 Building $282,457
2023	$2,684.00	$21,509	$215,093 Land $25,000 Building $190,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 21% of Mississippi
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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