140 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 140 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,140 sqft · built 1949
Lot Size	0.282 acres (12,301 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Nov 2023)
Tax Bill	$1,617 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-025-03-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-025-03-000`
Alternative APN	`07029`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	720 sqft
Basement Area	60 sqft
Unfinished Basement	60 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	12,301 sqft (0.282 acres)
Lot Dimensions	160 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	100 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 2ND ST
City	SHELBY
State	OH
Zip	44875-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	524 N PT & 8 FT VAC ALLEY TO W 70.33 X 167.88 11,552 SQ FT
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4020
Census Tract	2600

Owner

140 2nd St is owned and occupied by an individual who bought it in November 2023.

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	140 2ND ST, SHELBY, OH 44875-1057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer · USDA Mortgage UNION HOME MORTGAGE CORP
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Jun 30, 2021 · Amount on File
Deed Document Number	202311080
Deed Book / Page	3009 / 2477
Prior Transfer Date	Sep 27, 2010
Prior Transfer Doc	02021/0342
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 7, 2023
Property Address	140 2ND ST, SHELBY, OH 44875-1057
Document Number	03009/2477
Book / Page	3009 / 2477
Instrument Date	Nov 7, 2023
Instrument	202300011080
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ALLYN TITLE AGENCY, ALLY TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	140 2ND ST, SHELBY, OH 44875-1057

Mortgage

Document Number	202300011082
Date	Nov 7, 2023
Instrument	202300011082

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 30, 2021
Property Address	140 2ND ST, SHELBY, OH 44875-1057
Document Number	2905/813
Book / Page	2905 / 813
Instrument Date	Jun 30, 2021
Instrument	202100009043
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	ALLY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	140 2ND ST, SHELBY, OH 44875-1057

Mortgage

Document Number	202100009044
Date	Jun 30, 2021
Instrument	202100009044

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	140 2ND ST, SHELBY, OH 44875-1057
Transaction Type	Mortgage
Record Updated	Aug 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700009259
Date	Jul 25, 2017
Book Page	2558/0471
Instrument	201700009259

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 140 2nd St was $1,617 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,617.00 (+0.06%)	$43,290 (-) Land $5,050 Building $38,240
2024	$1,616.00 (-2.59%) Homeowner's exemption	$43,290 (-) Land $5,050 Building $38,240
2023	$1,659.00 (+28.6%) Homeowner's exemption	$43,290 (+43.63%) Land $5,050 Building $38,240	$123,670 Land $14,420 Building $109,250
2022	$1,290.00 Homeowner's exemption	$30,140 Land $4,920 Building $25,220
2020			$86,130 Land $14,060 Building $72,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 2nd St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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