138 2nd St, Shelby, OH 44875 Property Records

Richland County property record for 138 2nd St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1950
Lot Size	0.193 acres (8,403 sqft)
Owner	2 Individual Names on File
Last Sale	$68,900 (Aug 2025)
Tax Bill	$963 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-022-15-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-022-15-000`
Alternative APN	`07028`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	8,403 sqft (0.193 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Canopy	160 sqft
Poultry House	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	138 2ND ST
City	SHELBY
State	OH
Zip	44875-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 523 N PT & LOT 524 S PT 50 X 160 X 50.02 X 160.04 AND 8FT OF VACATED ALLEY TO WEST
Legal Subdivision	SHELBY
Legal Lot Number	523,524
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4020
Census Tract	2600

Owner

138 2nd St is owned and occupied by two individuals who bought it in August 2025.

Source: Richland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 2ND ST, SHELBY, OH 44875-1057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage HOME LENDING
Jun 21, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 2, 2018	Land Contract, Transfer
Aug 23, 2013	Warranty Deed, Transfer · Conventional Mortgage THE AMERICAN EAGLE MORTGAGE CO LLC
Sep 11, 2013	Warranty Deed, Transfer SOUTHERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on File
Deed Sale	Aug 13, 2025 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20258454
Deed Book / Page	3031 / 485
Prior Transfer Date	Jul 25, 2025
Prior Transfer Doc	003031/485
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Jun 30, 2026
Property Address	138 2ND ST, SHELBY, OH 44875-1057
Document Number	0000007519
Book / Page	3044 / 3370
Instrument Date	Jun 24, 2026
Instrument	20267519
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	BB AND T ML POST CLOSING, POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	138 2ND ST, SHELBY, OH 44875-1057

Mortgage

Document Number	0000007519,
Date	Jun 30, 2026
Book Page	3044/3370
Instrument	20267519

Lender

Name	HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2050

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 21, 2021
Property Address	138 2ND ST, SHELBY, OH 44875-1057
Document Number	2902/755
Book / Page	2902 / 755
Instrument Date	Jun 17, 2021
Instrument	202100008511
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 2ND ST, SHELBY, OH 44875-1057

April 2018: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	RICHLAND OH
Recording Date	Apr 2, 2018
Property Address	138 2ND ST, SHELBY, OH 44875-1057
Document Number	02613/0735
Book / Page	2613 / 0735
Instrument Date	Mar 30, 2018
Instrument	201800003719
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 RAY RD, 13, SHELBY, OH 44875-1518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 2ND ST, SHELBY, OH 44875-1057

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 23, 2013
Property Address	138 2ND ST, SHELBY, OH 44875-1057
Document Number	02254/0262
Book / Page	2254 / 0262
Instrument Date	Aug 16, 2013
Instrument	201300011463
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 2ND ST, SHELBY, OH 44875-1057

Mortgage

Document Number	201300011464
Date	Aug 23, 2013
Instrument	201300011464

Lender

Name	THE AMERICAN EAGLE MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 11, 2013
Property Address	138 2ND ST, SHELBY, OH 44875-1057
Document Number	02258/0596
Book / Page	2258 / 0596
Instrument Date	Aug 16, 2013
Instrument	201300012339
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 2ND ST, SHELBY, OH 44875-1057

Tax Assessment & Valuation

The 2025 property tax bill for 138 2nd St was $963 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00 (+0.1%)	$25,850 (-) Land $3,550 Building $22,300
2024	$962.00 (-2.73%) Homeowner's exemption	$25,850 (-) Land $3,550 Building $22,300
2023	$989.00 (-3.42%) Homeowner's exemption	$25,850 (+7.84%) Land $3,550 Building $22,300	$73,860 Land $10,150 Building $63,710
2022	$1,024.00 Homeowner's exemption	$23,970 Land $3,690 Building $20,280
2020			$68,480 Land $10,550 Building $57,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 138 2nd St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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