Schenectady County and Schenectady City property record for 14 Yale St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,582 sqft · built 1910 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (May 2026) |
| Tax Bill | $5,016 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-3-25 |
| Primary APN | 421500 49.84-3-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,582 sqft Living Area |
| 1st Floor Area | 814 sqft |
| 2nd Floor Area | 768 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 100 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 395 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 YALE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 51 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21700 |
14 Yale St is owned and occupied by an individual who bought it in May 2026.
Source: Schenectady County and Schenectady City records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14205 LAKEWOOD AVE, JAMAICA, NY 11435-5226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 5, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on File |
| Deed Sale | May 26, 2026 · Amount on File |
| Prior Sale | Dec 5, 2025 · Amount on File |
| Deed Document Number | 202612061 |
| Deed Book / Page | 2172 / 840 |
| Prior Transfer Date | Oct 29, 2025 |
| Prior Transfer Doc | 0000028664 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 26, 2026 |
| Property Address | 14 YALE ST, SCHENECTADY, NY 12304-3117 |
| Document Number | 0000012061 |
| Book / Page | 2172 / 840 |
| Instrument Date | May 20, 2026 |
| Instrument | 202612061 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14205 LAKEWOOD AVE, JAMAICA, NY 11435-5226 |
| Document Number | 0000012062, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202612062 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 5, 2025 |
| Property Address | 14 YALE ST, SCHENECTADY, NY 12304-3117 |
| Document Number | 0000028664 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 202528664 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $504.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 STATE ST, SCHENECTADY, NY 12305-2112 |
| Name | Verified Name |
|---|---|
| Address | 20 OAKWOOD ST, EAST GREENBUSH, NY 12061-2506 |
The 2026 property tax bill for 14 Yale St was $5,016 with a homeowner's exemption, up 5.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,016.00 (+5.53%) Homeowner's exemption | ||
| 2025 | $4,753.00 | $100,900 (-) Land $15,100 Building $85,800 | $167,081 (+13.35%) Land $25,004 Building $142,077 |
| 2024 | $100,900 (-) Land $15,100 Building $85,800 | $147,407 (+15.41%) Land $22,060 Building $125,347 | |
| 2023 | $100,900 (-) Land $15,100 Building $85,800 | $127,722 (+3.8%) Land $19,114 Building $108,608 | |
| 2022 | $100,900 Land $15,100 Building $85,800 | $123,049 Land $18,415 Building $104,634 | |
| 2021 | $4,409.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14 Yale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 14 Yale St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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