12 Yale St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 12 Yale St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,635 sqft · built 1919
Lot Size0.075 acres (3,300 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Dec 2016)
Tax Bill$3,972 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.84-3-24

Property Details

APN / Parcel Number

Primary APN421500 49.84-3-24
Alternative APN
  • 150004908400030240000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,635 sqft Living Area
1st Floor Area915 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchSlab
Porch Area105 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 YALE ST
CitySCHENECTADY
StateNY
Zip12304-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block3
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2004
Census Tract21700

Owner

12 Yale St is owned and occupied by two individuals who bought it in December 2016.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address12 YALE ST, SCHENECTADY, NY 12304-3117
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2016 · Amount on File
Deed SaleDec 1, 2016 · Amount on File
Prior SaleJan 5, 1994 · Amount on File
Deed Document Number201655732
Deed Book / Page1951 / 269
Prior Transfer DateApr 6, 2009
Prior Transfer Doc0000013132
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 12 Yale St was $3,972, up 2.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,972.00 (+2.69%)
2025$3,868.00$68,900 Land $10,300 Building $58,600$114,092 Land $17,056 Building $97,036
2023$68,900 (-) Land $10,300 Building $58,600$87,215 (+3.8%) Land $13,038 Building $74,177
2022$68,900 Land $10,300 Building $58,600$84,024 Land $12,561 Building $71,463
2021$3,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Yale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Yale St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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