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14 Windsor Gate, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 14 Windsor Gate, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,467 sqft · built 1959
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Jul 1993)
Tax Bill$18,192 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00106-0000-00003

Property Details

APN / Parcel Number

Primary APN63-00106-0000-00003
Alternative APNs
  • 630010600003
  • 007300

Interior

Building Area4,467 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area41,382 sqft (0.95 acres)

Location & Zoning

Account Number007300
Street Address14 WINDSOR GATE
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.950 AC
Legal SubdivisionSADDLE ROCK ESTATES
Legal Block106
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1001
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00106-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 1993 · Amount on Record
Deed SaleJul 09, 1993 · Amount on Record
Deed Book / Page7617 / 295
Last Transfer DateFeb 16, 1999
Transfer Doc0000046270
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address14 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1013
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048151294
DateSep 22, 2022
Book Page4815/1294
Instrument2022093540
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.12%
IndexOther
Margin3
Max Rate9.12%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$702,400 (-) Land $338,000 Building $364,400$702,400 (-) Land $338,000 Building $364,400
2025$18,192.00 (+1.73%)$702,400 (-) Land $338,000 Building $364,400$702,400 (-) Land $338,000 Building $364,400
2024$17,883.00 (+2.95%)
2023$702,400 Land $338,000 Building $364,400$702,400 Land $338,000 Building $364,400
2022$17,370.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
Nearby Flood Claims6 (2011–2024)
Most Recent ClaimJan 2024, rainfall accumulation
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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