Bergen County and Upper Saddle River Borough property record for 11 Windsor Gate, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,016 sqft · built 1957 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Jul 2023) |
| Tax Bill | $15,149 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Apr 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00107-0000-00004 |
| Primary APN | 63-00107-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,016 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 008200 |
|---|---|
| Street Address | 11 WINDSOR GATE |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | SADDLE ROCK ESTATES |
| Legal Block | 107 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00107-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed, Transfer CARNEGIE TITLE LLC |
| Apr 07, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Aug 28, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2020 · Amount on Record |
| Deed Document Number | 202348422 |
| Deed Book / Page | 5043 / 1932 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 25, 2023 |
| Property Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Number | 0050431932 |
| Book / Page | 5043 / 1932 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023048422 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,423.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 BUSH LN, MAHWAH, NJ 07430-3225 |
| Name | Verified Name |
|---|---|
| Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025830144 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 02583/0144 |
| Instrument | 17-029308 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Number | 0036850219 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11 WINDSOR GATE UPPER SADDLE RIVER NJ 074581014, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Number | 0036850219 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 003685/000219 |
| Instrument | 78900 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 28, 2020 |
| Property Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Number | 0036850214 |
| Book / Page | 3685 / 214 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 20-078899 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 N CHURCH RD, 34, SADDLE RIVER, NJ 07458-3003 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11 WINDSOR GATE, UPPER SADDLE RIVER, NJ 07458-1014 |
| Document Number | 20078900 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 20-078900 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,900 (-) Land $334,400 Building $250,500 | $584,900 (-) Land $334,400 Building $250,500 | |
| 2025 | $15,149.00 (+1.73%) | $584,900 (-) Land $334,400 Building $250,500 | $584,900 (-) Land $334,400 Building $250,500 |
| 2024 | $14,892.00 (+2.96%) | ||
| 2023 | $584,900 (-) Land $334,400 Building $250,500 | $584,900 (-) Land $334,400 Building $250,500 | |
| 2022 | $14,464.00 (+0.2%) | $584,900 Land $334,400 Building $250,500 | $584,900 Land $334,400 Building $250,500 |
| 2021 | $14,435.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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