1. Home
  2. Maryland
  3. Union Bridge
  4. Whyte St

14 Whyte St, Union Bridge, MD 21791 Property Records

Carroll County property record for 14 Whyte St, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,584 sqft · built 1895
Lot Size0.148 acres (6,452 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jul 2026)
Tax Bill$2,296 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-003773

Property Details

APN / Parcel Number

Primary APN12-003773
Alternative APN
  • 003773

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Total Area

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialAsbestos
Lot Area6,452 sqft (0.148 acres)
PorchSlab
Porch Area286 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number003773
Street Address14 WHYTE ST
CityUNION BRIDGE
StateMD
Zip21791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT - 6452 SF 14 WHYTE ST UNION BRIDGE
Legal SubdivisionUNION BRIDGE
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1030
Census Tract512000

Owner

Source: Carroll County records · APN 12-003773

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11503 OLD FREDERICK RD, THURMONT, MD 21788-2963
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 18, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Mar 28, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 11, 2017Special Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2026 · Amount on Record
Deed SaleJul 16, 2026 · Amount on Record
Prior SaleAug 11, 2017 · Amount on Record
Deed Document Number2026
Deed Book / Page11812 / 302
Transfer Doc0000001803
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJul 16, 2026
Property Address14 WHYTE ST, UNION BRIDGE, MD 21791
Document Number1181000302
Book / Page11812 / 302
Instrument DateJul 16, 2026
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$166,650.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11503 OLD FREDERICK RD, THURMONT, MD 21788-2963

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address14 WHYTE ST, UNION BRIDGE, MD 21791
Document Number0092830187
Instrument DateApr 18, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 WHYTE ST UNION BRIDGE MD 21791, UNION BRIDGE, MD 21791

Mortgage

Document Number0092830187
DateMay 07, 2019
Book Page009283/000187
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2049
Interest
Rate4.75%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address14 WHYTE ST, UNION BRIDGE, MD 21791
Document Number0092820205
Instrument DateMar 28, 2019
Transaction TypeMortgage
Record UpdatedMay 21, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 242 UNION BRIDGE MD 217910242, UNION BRIDGE, MD 21791-0242

Mortgage

Document Number0092820205
DateMay 06, 2019
Book Page009282/000205
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2049

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARROLL MD
Recording DateAug 11, 2017
Property Address14 WHYTE ST, UNION BRIDGE, MD 21791
Document Number0087730167
Book / Page8773 / 0167
Instrument DateJul 26, 2017
Instrument8773-0167
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPREMIUM TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
Address6924 KELLYS STORE RD, THURMONT, MD 21788-3022

Mortgage

Document Number0087730174
DateAug 11, 2017
Instrument8773-0174
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$168,000 (+7.53%) Land $64,500 Building $103,500$168,000 (-) Land $64,500 Building $103,500
2025$2,296.00 (+16.96%)$156,233 (+17.73%)$168,000 (+26.6%) Land $64,500 Building $103,500
2023$1,963.00$132,700 Land $64,500 Building $68,200$132,700 Land $64,500 Building $68,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Whyte St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures