Carroll County property record for 12 Whyte St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1884 |
| Square Footage | 3,523 sqft Total Area |
| Lot Size | 9,569 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,900 (2023) |
| Tax Bill | $4,834.00 (2025) |
| Primary APN | 12-005016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,523 sqft Total Area |
| 1st Floor | 3,563 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Exterior Material | Siding Exterior |
| Construction Type | Brick Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,569 sqft (0.22 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 005016 |
|---|---|
| Street Address | 12 WHYTE ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT -9569 SQ FT 12 WHYTE ST UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 12, UNION BRIDGE |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-005016
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 WHYTE ST, UNION BRIDGE, MD 21791 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Aug 09, 1996 · Amount on Record |
| Deed Book / Page | 11121 / 17 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 27, 2023 |
| Property Address | 12 WHYTE ST, UNION BRIDGE, MD 21791 |
| Document Number | 0111210017 |
| Book / Page | 11121 / 17 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | LAWYERS SIGNATURE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $849.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12 WHYTE SIREET, UNION BRIDGE, MD 21791 |
| Document Number | 0111210023 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 11121-0023 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Number | 0111210042 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 11121/42 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,800 (+153.3%) Land $72,500 Building $257,300 | $329,800 (+153.3%) Land $72,500 Building $257,300 | |
| 2025 | $4,834.00 (+150.99%) | ||
| 2023 | $1,926.00 | $130,200 Land $50,000 Building $80,200 | $130,200 Land $50,000 Building $80,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures