Santa Cruz County property record for 14 Villa St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 1,961 sqft · built 2004 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $549,000 (Aug 2016) |
| Tax Bill | $8,090 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-632-28 |
| Primary APN | 018-632-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 2,321 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 2,962 sqft (0.068 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14 VILLA ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-6665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEA VIEW RANCH HOMEOWNERS ASSOCIATION |
| Legal Lot Number | 104 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 110402 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 228 OREGON ST, SANTA CRUZ, CA 95060-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 30, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on Record |
| Deed Sale | Aug 12, 2016 · Amount on Record |
| Prior Sale | Mar 15, 2005 · Amount on Record |
| Deed Document Number | 201629628 |
| Prior Transfer Date | Aug 8, 2016 |
| Prior Transfer Doc | 0000029627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 14 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | SHAMROCK TITLE INC, AMROCK TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 228 OREGON ST, SANTA CRUZ, CA 95060-6115 |
| Document Number | 0000002587 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-0002587 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 14 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Document Number | 0000029019 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 14 VILLA ST WATSONVILLE CA 950766665, WATSONVILLE, CA 95076-6665 |
| Document Number | 0000029019 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 29019 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 24, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $649,904 (+2%) Land $324,952 Building $324,952 | ||
| 2025 | $8,090.00 (+13.08%) Homeowner's exemption | $637,162 (+4.04%) Land $318,581 Building $318,581 | |
| 2023 | $7,154.00 (+1.79%) Homeowner's exemption | $612,420 Land $306,210 Building $306,210 | $749,790 |
| 2022 | $7,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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