Santa Cruz County property record for 10 Villa St, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,576 sqft · built 2004 |
| Lot Size | 0.066 acres (2,875 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $879,000 (Jun 2025) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-632-27 |
| Primary APN | 018-632-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 2,979 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 2,875 sqft (0.066 acres) |
| Garage Type | Attached |
| Garage Area | 403 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10 VILLA ST |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-6665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEAVIEW RANCH/WATSONVILLE |
| Legal Lot Number | 105 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 110402 |
Source: Santa Cruz County records, as of October 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on Record |
| Deed Sale | Jun 6, 2025 · Amount on Record |
| Prior Sale | Oct 18, 2012 · Amount on Record |
| Deed Document Number | 202511848 |
| Prior Transfer Date | Jun 10, 2024 |
| Prior Transfer Doc | 0000012316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 1, 2026 |
| Property Address | 10 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Document Number | 0000022177 |
| Instrument Date | Sep 26, 2026 |
| Instrument | 202622177 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 10 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 2, 2026 |
| Property Address | 10 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Document Number | 0000012441 |
| Instrument Date | May 28, 2026 |
| Instrument | 202612441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10 VILLA ST, WATSONVILLE, CA 95076-6665 |
| Document Number | 0000012441, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202612441 |
| Name | RESICENTRAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896,580 (+105.09%) Land $511,051 Building $385,529 | ||
| 2025 | $5,596.00 (+13.6%) | $437,157 (+4.04%) Land $262,294 Building $174,863 | |
| 2023 | $4,926.00 (+1.82%) Homeowner's exemption | $420,182 Land $252,109 Building $168,073 | $783,360 |
| 2022 | $4,838.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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