14 Villa Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 14 Villa Ct, Waterloo, IL 62298

Property Summary

Property Type	Condominium
Details	2 bd · 4 ba · 1,540 sqft · built 2001
Owner	Company Name on Record
Last Sale	$269,500 (Mar 2023)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Aug 2023 Transfer Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-202-020-114`

Property Details

APN / Parcel Number

Primary APN	`07-24-202-020-114`
Alternative APN	`07-24-202-020-000`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Raised
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 VILLA CT
City	WATERLOO
State	IL
Zip	62298-3279
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 14 VILLAS OF BRADFORD PARCEL 4 PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	BRADFORD
Legal Unit	14
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	4
Census Block	4042
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 VILLA CT, WATERLOO, IL 62298-3279
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Deed Document Number	2023428093
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000430329
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 29, 2023
Property Address	14 VILLA CT, WATERLOO, IL 62298-3279
Document Number	0000430329
Instrument Date	Aug 21, 2023
Instrument	430329
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 VILLA CT, WATERLOO, IL 62298-3279

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 2, 2023
Property Address	14 VILLA CT, WATERLOO, IL 62298-3279
Document Number	0000428093
Instrument Date	Mar 1, 2023
Instrument	428093
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 WESTVIEW CT, WATERLOO, IL 62298-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 VILLA CT, WATERLOO, IL 62298-3279

Mortgage

Document Number	0000428094
Date	Mar 2, 2023
Instrument	428094

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	14 VILLA CT, WATERLOO, IL 62298-3279
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425832
Date	Aug 29, 2022
Instrument	425832

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	14 VILLA CT, WATERLOO, IL 62298-3279
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415665
Date	Mar 18, 2021
Instrument	415665

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,847.00 (+0.52%) Homeowner's exemption	$89,990 (+38.68%) Building $89,990	$269,970 (+38.68%) Building $269,970
2024	$4,822.00
2022	Additional exemption filed	$64,890 (-0.96%) Building $64,890	$194,670 (-0.96%) Building $194,670
2021	Additional exemption filed	$65,520 Building $65,520	$196,560 Building $196,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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