Monroe County property record for 12 Villa Ct, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 4 ba · 1,480 sqft · built 2001 |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Nov 2017) |
| Tax Bill | $4,902 (2025) |
| Deeds & Mortgages | Aug 2018 Sale Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-202-020-112 |
| Primary APN | 07-24-202-020-112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 660 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 120 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12 VILLA CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 12 VILLAS OF BRADFORD PARCEL 4 PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | BRADFORD |
| Legal Unit | 12 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 600401 |
12 Villa Ct, a condominium, is owned and occupied by two individuals who bought it in November 2017.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 VILLA CT, WATERLOO, IL 62298-3279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 9, 2017 | Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on File |
| Deed Sale | Nov 9, 2017 · Amount on File |
| Deed Document Number | 2017392866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 16, 2018 |
| Property Address | 12 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000397452 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 397452 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5919 L RD WATERLOO IL 622985029, WATERLOO, IL 62298-5029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 9, 2017 |
| Property Address | 12 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000392866 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 392866 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000392867 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 392867 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 12 Villa Ct was $4,902 with a homeowner's exemption, up 0.3% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,902.00 (+0.29%) Homeowner's exemption | $90,890 Building $90,890 | $272,670 Building $272,670 |
| 2024 | $4,888.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $63,990 Building $63,990 | $191,970 Building $191,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Villa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Villa Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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