14 Union St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 14 Union St, Needham Heights, MA 02494

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 987 sqft · built 2010
Lot Size0.126 acres (5,512 sqft)
Owner2 Individual Names on File
Last Sale$709,000 (Mar 2015)
Tax Bill$9,776 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jul 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:0990002300140

Property Details

APN / Parcel Number

Primary APNM:0990002300140
Alternative APN
  • NEED M:099.0 B:0023 L:0014.0

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area987 sqft Living Area
Gross Area1,974 sqft
1st Floor Area1,974 sqft
Basement Area798 sqft
Unfinished Basement798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area5,512 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address14 UNION ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1303
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block23
Legal Lot Number14.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2032
Census Tract403502

Owner

14 Union St, a condominium, is owned and occupied by two individuals who bought it in March 2015.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address14 UNION ST, NEEDHAM HEIGHTS, MA 02494-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
DIRECT CU
Jul 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DIRECT CU
Apr 13, 2017Deed of Trust, Mortgage · Line of Credit
DIRECT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on File
Deed SaleMar 27, 2015 · Amount on File
Prior SaleAug 16, 2012 · Amount on File
Deed Book / Page33000 / 30
Transfer Doc030320-413
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address14 UNION ST, NEEDHAM, MA 02494-1303
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040769-359
DateAug 24, 2022
Book Page40769/359
Instrument75103
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueSep 1, 2042
Interest
Rate TypeAdjustable Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address14 UNION ST, NEEDHAM, MA 02494-1303
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039589-205
DateJul 2, 2021
Book Page39589/205
Instrument87076
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address14 UNION ST, NEEDHAM, MA 02494-1303
Document Number35043-269
Book / Page035043 / 000269
Instrument DateApr 13, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35043-269
DateApr 18, 2017
Book Page035043/000269
Instrument32372
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 17, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 Union St was $9,776.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,776.00$922,300 Building $922,300$1,196,050 (+3.82%)
2024$1,152,065
2023$9,586.00$735,100 Building $735,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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