12 Union St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 12 Union St, Needham Heights, MA 02494

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 987 sqft · built 2010
Lot Size0.126 acres (5,512 sqft)
Owner2 Individual Names on File
Last Sale$659,000 (Nov 2014)
Tax Bill$9,776 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:0990002300120

Property Details

APN / Parcel Number

Primary APNM:0990002300120
Alternative APN
  • NEED M:099.0 B:0023 L:0012.0

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area987 sqft Living Area
Gross Area1,974 sqft
1st Floor Area1,974 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area5,512 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12 UNION ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1303
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block23
Legal Lot Number12.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2032
Census Tract403502

Owner

12 Union St, a condominium, is owned and occupied by two individuals who bought it in November 2014.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 UNION ST, NEEDHAM HEIGHTS, MA 02494-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2014 · Amount on File
Deed SaleNov 17, 2014 · Amount on File
Prior SaleNov 7, 2011 · Amount on File
Deed Book / Page32700 / 475
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address12 UNION ST, NEEDHAM, MA 02494-1303
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040972-16
DateDec 14, 2022
Book Page40972/16
Instrument104860
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12 Union St was $9,776.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,776.00$922,300 Building $922,300$1,140,760 (+4.34%)
2024$1,093,260
2023$9,586.00$735,100 Building $735,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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