11 Undercliff Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 11 Undercliff Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1928
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Sep 2021)
Tax Bill	$15,409 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00810-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`12-00810-0000-00015`
Alternative APNs	`120081000015` `07041`

Interior

Stories	2 Stories
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 UNDERCLIFF RD
City	MILLBURN
State	NJ
Zip	07041-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X140
Legal Subdivision	SOUTH MOUNTAIN ESTATES
Legal Block	810
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	4
Census Block	4006
Census Tract	20200

Owner

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	2021112306
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 15, 2021
Property Address	11 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	2021112306
Instrument Date	Aug 31, 2021
Instrument	2021112306
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92B RECTOR ST, 92B, MILLBURN, NJ 07041-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 UNDERCLIFF RD, MILLBURN, NJ 07041-1509

Mortgage

Document Number	2021112307
Date	Sep 15, 2021
Instrument	2021112307

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000058648
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 UNDERCLIFF RD MILLBURN NJ 070411509, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000058648
Date	Jul 7, 2017
Instrument	58648

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	11 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000036996
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 UNDERCLIFF RD MILLBURN NJ 070411509, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000036996
Date	Apr 27, 2017
Instrument	36996

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,200 (-) Land $518,600 Building $244,600	$763,200 (-) Land $518,600 Building $244,600
2025	$15,409.00 (+1.87%)	$763,200 (-) Land $518,600 Building $244,600	$763,200 (-) Land $518,600 Building $244,600
2024	$15,126.00 (+2.01%)
2023		$763,200 Land $518,600 Building $244,600	$763,200 Land $518,600 Building $244,600
2022	$14,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	87 (1978–2026)
Claims Outside the SFHA	68 of 87
Most Recent Claim	Jul 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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