14 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 14 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,145 sqft · built 2019
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Mar 2023)
Tax Bill	$5,195 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0690`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0690`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,145 sqft Heated Area
Gross Area	2,913 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Driveway	Driveway
Driveway Area	500 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	14 TURTLE RIDGE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 69 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2395/1840
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES
Legal Phase	1
Legal Lot Number	69
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2030
Census Tract	60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 21, 2022	Warranty Deed, Transfer VETERANS TITLE INC, VETERANS TITLE LLC
Nov 4, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	2023012193
Deed Book / Page	2766 / 1112
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 27, 2023
Property Address	14 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0027661112
Book / Page	2766 / 1112
Map Reference	MB 36 PG 10-20
Instrument Date	Mar 15, 2023
Instrument	2023012193
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 BRITNEY LAKES LN, JACKSONVILLE, FL 32221-3816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 BERKSHIRE DR, LEOMINSTER, MA 01453-5401

Mortgage

Document Number	0027661115
Date	Mar 27, 2023
Instrument	2766/1115

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 21, 2022
Property Address	14 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0026981215
Book / Page	2698 / 1215
Map Reference	MB 36 PG 10-20
Instrument Date	Jun 15, 2022
Instrument	2022031744
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,083.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 RICKENBACKER DR, 33, PALM COAST, FL 32164-6533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 BRITNEY LAKES LN, JACKSONVILLE, FL 32221-3816

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 4, 2019
Property Address	14 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0023951840
Book / Page	2395 / 1840
Map Reference	MB 36 PG 10-20
Instrument Date	Oct 31, 2019
Instrument	2019040939
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,924.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0023951842
Date	Nov 4, 2019
Instrument	2395-1842

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,195.00 (+0.41%) Homeowner's exemption	$409,845 (+23.25%) Land $73,000 Building $336,845	$409,845 (+23.25%) Land $73,000 Building $336,845
2023	$5,174.00 (+17.59%)	$332,538 (+2.44%) Land $73,000 Building $259,538	$332,538 (+2.44%) Land $73,000 Building $259,538
2022	$4,400.00	$324,605 Land $73,000 Building $251,605	$324,605 Land $73,000 Building $251,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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