13 Turtle Ridge Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 13 Turtle Ridge Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,492 sqft · built 2018
Lot Size	0.258 acres (11,282 sqft)
Owner	Individual Name on File
Last Sale	$283,800 (Aug 2018)
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-12-31-2010-00000-0790`

Property Details

APN / Parcel Number

Primary APN	`35-12-31-2010-00000-0790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,492 sqft Heated Area
Gross Area	3,405 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.258 acres)
Driveway	Driveway
Driveway Area	420 sqft
Porch	Enclosed Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	13 TURTLE RIDGE DR
City	FLAGLER BEACH
State	FL
Zip	32136-4383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKES-PHASE I-SECTION I MB 36 PG 10 LOT 79 OR 1908/123 OR 1915/205-AMD CT OR 2052/671 OR 2132/1265 OR 2301/590
Legal Range	31E
Legal Township	12S
Legal Section	35
Legal Subdivision	EAGLE LAKES
Legal Phase	1
Legal Lot Number	79
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2014
Census Tract	60304

Owner

Source: Flagler County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 22, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	2018031836
Deed Book / Page	2301 / 0590
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0027070663
Date	Jul 19, 2022
Book Page	2707/663
Instrument	2022037112

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 25, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLDE FLORIDA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	0025040631
Date	Dec 11, 2020
Book Page	2504/631
Instrument	2020051827

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 22, 2018
Property Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383
Document Number	0023010590
Book / Page	2301 / 0590
Map Reference	MB36 PG10-20
Instrument Date	Aug 17, 2018
Instrument	2018031836
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,986.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TURTLE RIDGE DR, FLAGLER BEACH, FL 32136-4383

Mortgage

Document Number	2018031837
Date	Aug 22, 2018
Instrument	2018031837

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,410.00 (-6.88%) Homeowner's exemption	$283,095 (+5.99%)	$383,874 (+0.71%) Land $75,000 Building $308,874
2023	$3,662.00 (+5.96%) Homeowner's exemption	$267,103 (+3%)	$381,184 (+2.52%) Land $75,000 Building $306,184
2022	$3,456.00 Homeowner's exemption	$259,324	$371,815 Land $75,000 Building $296,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Metronet Holdings, Verizon.

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