Buncombe County property record for 14 Tree Canopy Ln, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,736 sqft · built 1999 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0618-59-9477-00000 |
| Primary APN | 0618-59-9477-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 061802599403000 |
|---|---|
| Street Address | 14 TREE CANOPY LN |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 07/13/1999 DEE |
| Legal Description | DEED DATE: 07/13/1999 DEED: 2132-0797 SUBDIV: DOUG & MARSHA BROCK BLOCK: LOT: 5 SECTION: PLAT: 0107-0143 |
| Legal Subdivision | DOUG AND MARSHA BROCK |
| Legal Lot Number | 5 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 3105 |
14 Tree Canopy Ln is owned by two individuals who acquired it in July 1999.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 296 OLD LAKEY GAP RD, BLACK MOUNTAIN, NC 28711-8786 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1999 |
| Deed Sale | Jul 13, 1999 |
| Deed Document Number | 0002132797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 14 TREE CANOPY LN, BLACK MOUNTAIN, NC 28711-8000 |
| Document Number | 0056101816 |
| Instrument Date | Oct 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 TREE CANOPY LN BLACK MOUNTAIN NC 287118000, BLACK MOUNTAIN, NC 28711-8000 |
| Document Number | 0056101816 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 005610/001816 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107-9900 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 14 Tree Canopy Ln was $2,220.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 | $255,100 | |
| 2023 | $2,089.00 | $255,100 | $255,100 Land $41,100 Building $214,000 |
| 2021 | $255,100 Land $41,100 Building $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Tree Canopy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Tree Canopy Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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