10 Tree Canopy Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 10 Tree Canopy Ln, Black Mountain, NC 28711

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 4 ba · 1,300 sqft · built 1998
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2022)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0618-59-8463-00000`

Property Details

APN / Parcel Number

Primary APN	`0618-59-8463-00000`
Alternative APN	`061802597397000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Basement Area	1,300 sqft
Finished Basement	292 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	96 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061802597397000
Street Address	10 TREE CANOPY LN
City	BLACK MOUNTAIN
State	NC
Zip	28711-8000
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	DEED DATE: 2022-12-29 DEE
Legal Description	DEED DATE: 2022-12-29 DEED: 6286-1899 SUBDIV: SPANISH CASTLE ESTATES INC BLOCK: F LOT: 8 9 10 SECTION: PLAT: 0021-0080
Legal Subdivision	SPANISH CASTLE ESTATES INC
Legal Block	F
Legal Lot Number	8-10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3054
Census Tract	3105

Owner

10 Tree Canopy Ln, a residential property, is owned by an individual who bought it in December 2022.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	100 CANOPY LN # TREE, TREE, BLACK MOUNTAIN, NC 28711
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage MICHAEL PRINE ETAL
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	0062861899
Deed Book / Page	6286 / 1899
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	10 TREE CANOPY LN, BLACK MOUNTAIN, NC 28711-8000
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TREE CANOPY LN, BLACK MOUNTAIN, NC 28711-8000

Mortgage

Document Number	0065290194
Date	Sep 30, 2025
Book Page	6529/194

Lender

Name	MICHAEL PRINE ETAL
Type	Private Party
Address	112 PECAN DR, RAYVILLE, LA 71269

Agreement

Amount	Amount on Record
Term	354 Months
Due	Mar 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 29, 2022
Property Address	10 TREE CANOPY LN, BLACK MOUNTAIN, NC 28711-8000
Document Number	0062861899
Book / Page	6286 / 1899
Map Reference	MB 21 PG 80
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5482 OLDE SAYBROOKE RD, GRAND BLANC, MI 48439-8724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TREE CANOPY LN, BLACK MOUNTAIN, NC 28711-8000

Mortgage

Document Number	0062861903
Date	Dec 29, 2022
Instrument	6286/1903

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10 Tree Canopy Ln was $2,982.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,982.00	$343,800
2023	$2,815.00	$343,800	$343,800 Land $42,700 Building $301,100
2021			$343,800 Land $42,700 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Tree Canopy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Tree Canopy Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Tree Canopy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures