14 Towser Rd, Chico, CA 95928 Property Records

Butte County property record for 14 Towser Rd, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1994
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$174,500 (Aug 2012)
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Apr 2022 Transfer Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-470-014-000`

Property Details

APN / Parcel Number

Primary APN	`018-470-014-000`
Alternative APNs	`011690014000` `018-470-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	018-470-014
Street Address	14 TOWSER RD
City	CHICO
State	CA
Zip	95928-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 EASTSIDE SUB
Legal Subdivision	EASTSIDE SUB
Legal Lot Number	14
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1009
Census Tract	901

Owner

Source: Butte County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3085 SHALLOW SPRINGS TER, CHICO, CA 95928-7386
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CDL MORTGAGE SURVICES INC
Feb 7, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, MID VALLEY T&E CO
Jan 20, 2021	Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2012 · Amount on Record
Deed Sale	Aug 22, 2012 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	201231115
Last Transfer Date	Feb 4, 2022
Transfer Doc	0000004195
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Apr 19, 2022
Property Address	14 TOWSER RD, CHICO, CA 95928-4352
Document Number	0000013750
Map Reference	MB 126 PG 19&20
Instrument Date	Mar 30, 2022
Instrument	2022-0013750
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3085 SHALLOW SPRINGS TER, CHICO, CA 95928-7386

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	14 TOWSER RD, CHICO, CA 95928-4352
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	VALLEY TITLE COMPANY, MID VALLEY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3085 SHALLOW SPRINGS TER, CHICO, CA 95928-7386

Mortgage

Document Number	0000003845
Date	Feb 3, 2022
Instrument	2022-0003845

Lender

Name	CDL MORTGAGE SURVICES INC
Type	Non-Lending Institution
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Feb 7, 2022
Property Address	14 TOWSER RD, CHICO, CA 95928-4352
Document Number	0000004195
Map Reference	MB 126 PG 19&20
Instrument Date	Feb 4, 2022
Instrument	2022-0004195
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, MID VALLEY T&E CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3085 SHALLOW SPRINGS TER, CHICO, CA 95928-7386

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTTE CA
Property Address	14 TOWSER RD, CHICO, CA 95928-4352
Document Number	0000003753
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3085 SHALLOW SPRINGS TER CHICO CA 959287386, CHICO, CA 95928-7386

Mortgage

Document Number	0000003753
Date	Jan 28, 2021
Instrument	3753

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95926

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,004.00 (+6.6%)	$240,117 (+4.04%) Land $98,509 Building $141,608
2024	$2,818.00 (+1.22%)		$398,880
2023	$2,784.00 (+1.72%)	$230,795 Land $94,685 Building $136,110
2022	$2,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	11 (1996–2018)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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